Branch County property record for 245 Kosmerick Rd, Coldwater, MI 49036
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3,812 sqft |
| Lot Size | 25.7 acres (1,122,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Sep 2019) |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-026-200-005-04 |
| Primary APN | 100-026-200-005-04 |
|---|
| Building Area | 3,812 sqft Building Perimeter |
|---|
| Lot Area | 1,122,106 sqft (25.7 acres) |
|---|
| Street Address | 245 KOSMERICK RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9009 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | STARTING AT THE NW COR OF THE NE 1/4 OF SEC 26 T7S R7W TH RUNNING E 680 FT THN S 1650 TH WEST 680 FT THEN N 1650 FT TO POB |
| Legal Range | 07W |
| Legal Township | 07S |
| Legal Section | 26 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | BETHEL |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 951100 |
245 Kosmerick Rd, an agricultural property, is owned by two individuals who bought it in September 2019.
Source: Branch County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Sep 30, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on File |
| Deed Sale | Sep 30, 2019 · Amount on File |
| Deed Document Number | 20196271 |
| Prior Transfer Date | Sep 27, 2019 |
| Prior Transfer Doc | 201906271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 245 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 245 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Document Number | 0202300167 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 2023-00167 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LAGRANGE, IN 46761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 30, 2019 |
| Property Address | 245 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Document Number | 201906271 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019-06271 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 KOSMERICK RD, COLDWATER, MI 49036-9009 |
The 2025 property tax bill for 245 Kosmerick Rd was $2,442, up 2.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Bethel Township |
| Unified School District | Bronson Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,100 (+10.22%) | $360,200 (+10.22%) | |
| 2025 | $2,442.00 (+2.61%) | $163,400 | $326,800 |
| 2024 | $2,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Kosmerick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 245 Kosmerick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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