Branch County property record for 220 Kosmerick Rd, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Agriculture / Farming > General Agricultural/Rural |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 2,400 sqft Building Perimeter |
| Lot Size | 1,677,060 sqft (38.5 acres) |
| Last Sale | $125,000 (2019) |
| Tax Bill | $3,490.00 (2025) |
Source: Branch County records · APN 100-023-400-005-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRUST BANK ANDTRUST |
| Jul 17, 2019 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage UNITED STATES OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on Record |
| Deed Sale | Jul 17, 2019 · Amount on Record |
| Deed Doc Number | 20194468 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 220 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 220 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Document Number | 0202206984 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022-06984 |
| Name | CENTRUST BANK ANDTRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 12-Month MTA |
| Max Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 17, 2019 |
| Property Address | 220 KOSMERICK RD, COLDWATER, MI 49036-9009 |
| Document Number | 201904468 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019-04468 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 W HATMAKER RD, 211, COLDWATER, MI 49036-8780 |
| Name | Verified Name |
|---|---|
| Address | 182 W ROSE RD, COLDWATER, MI 49036-9752 |
| Document Number | 201904469 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2019-04469 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2049 |
| Rate | 3.87% |
|---|
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Bethel Township |
| Unified School District | Bronson Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,000 (+15.24%) | $360,000 (+15.24%) | |
| 2025 | $3,490.00 (+2.56%) Additional exemption filed | $156,200 | $312,400 |
| 2024 | $3,403.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 100-023-400-005-00 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 2,400 sqft Building Perimeter |
| 1st Floor | 1,200 sqft 1st Floor |
| Basement Area | 1,200 sqft Basement |
| Unfinished Basement | 1,200 sqft Unfinished |
| Lot Area | 1,677,060 sqft (38.5 acres) |
|---|
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 220 KOSMERICK RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9009 |
| Property Usage | Agriculture or Farming Property Usage |
| Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | SE 1/4 OF SE 1/4 EXC COM 530.45 FT N OF SE COR TH N 355.25 FT TH W 166.75 FT TH S 417.25 FT TH N 68DEG E 178 FT TO POB SEC 23 |
| Legal Range | 07W |
| Legal Township | 07S |
| Legal Section | 23 |
| Jurisdiction | BRANCH MI |
| Minor Civil Division | BETHEL |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 951100 |
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