245 Kohl Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 245 Kohl Ave, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,872 sqft · built 1968
Lot Size	0.252 acres (10,973 sqft)
Owner	Individual Name on Record
Last Sale	$352,500 (May 2018)
Tax Bill	$10,647 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-212-006`

Property Details

APN / Parcel Number

Primary APN	`12-17-212-006`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,344 sqft
Upper Floors Area	528 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,973 sqft (0.252 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	245 KOHL AVE
City	LAKE BLUFF
State	IL
Zip	60044-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARDEN SHORE ESTATES LOT 6 BLOCK 13
Legal Subdivision	ARDEN SHORE ESTATES
Legal Block	13
Legal Lot Number	6
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	4
Census Block	4009
Census Tract	863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 KOHL AVE, LAKE BLUFF, IL 60044-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 1, 2022	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 9, 2018	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Deed Document Number	20187482100
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	245 KOHL AVE, LAKE BLUFF, IL 60044-1307
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 KOHL AVE, LAKE BLUFF, IL 60044-1307

Mortgage

Document Number	0007930482
Date	Sep 1, 2022
Instrument	7930482

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.95%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Sep 1, 2022
Property Address	245 KOHL AVE, LAKE BLUFF, IL 60044-1307
Document Number	0007930271
Map Reference	DOC 297996
Instrument Date	Aug 10, 2022
Instrument	7930271
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	245 KOHL AVE, LAKE BLUFF, IL 60044-1307

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 9, 2018
Property Address	245 KOHL AVE, LAKE BLUFF, IL 60044-1307
Document Number	0007482100
Map Reference	DOC297996
Instrument Date	May 4, 2018
Instrument	7482100
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 KOHL AVE, LAKE BLUFF, IL 60044-1307

Mortgage

Document Number	0007482101
Date	May 9, 2018
Instrument	7482101

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,468 (+12.59%) Land $49,771 Building $135,697	$556,460 (+12.59%) Land $149,328 Building $407,132
2024	$10,647.00 (+35.68%)
2023	$7,847.00 (+3.5%)	$164,727 (+28.17%) Land $44,205 Building $120,522	$494,230 (+28.17%) Land $132,628 Building $361,602
2022	$7,582.00	$128,524 Land $34,490 Building $94,034	$385,610 Land $103,480 Building $282,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2007–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLUFF serves 5,600 people · EPA ID IL0970750
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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