245 Kipper Ave, Cibolo, TX 78108 Property Records

Guadalupe County property record for 245 Kipper Ave, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,679 sqft · built 2006
Lot Size0.182 acres (7,929 sqft)
Owner2 Individual Names on Record
Last Sale$328,930 (Aug 2025)
Tax Bill$5,535 (2025)
Deeds & MortgagesAug 2025 Mortgage
Nov 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G0969113803100000

Property Details

APN / Parcel Number

Primary APN1G0969113803100000
Alternative APNs
  • 000000124802
  • 000000099621
  • 000000278922
  • 124802

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,679 sqft Living Area
Gross Area3,279 sqft
1st Floor Area2,201 sqft
2nd Floor Area478 sqft
Utility Area100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,929 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address245 KIPPER AVE
CityCIBOLO
StateTX
Zip78108-4324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFALCON RIDGE UNIT#11 BLOCK 38 LOT 31
Legal SubdivisionFALCON RIDGE UNIT#11
Legal Tract31
Legal Block38
Legal Lot Number31
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2003
Census Tract210715

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address245 KIPPER AVE, CIBOLO, TX 78108-4324
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2025Vendor's Lien, Transfer · VA Mortgage
ZILLOW HOME LOANS LLC
Nov 21, 2022Vendor's Lien, Transfer · Conventional Mortgage
LENDSURE MORTGAGE CORP
Jan 10, 2019Deed of Trust, Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleNov 21, 2022 · Amount on Record
Deed Document Number202521453
Prior Transfer DateMay 3, 2007
Prior Transfer Doc0000010662
Record UpdatedSep 20, 2026

August 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateAug 27, 2025
Property AddressTX
Document Number0099021453
Map ReferenceVOL 7 PG 199
Instrument DateAug 27, 2025
Instrument202599021453
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 KIPPER AVE, CIBOLO, TX 78108-4324

Mortgage

Document Number0099021454
DateAug 27, 2025
Instrument202599021454
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateNov 21, 2022
Property AddressTX
Document Number0099035262
Map ReferenceVOL 7 PG 199
Instrument DateNov 17, 2022
Instrument202299035262
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyINDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 KIPPER AVE, CIBOLO, TX 78108-4324

Mortgage

Document Number0099035263
DateNov 21, 2022
Instrument202299035263
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address245 KIPPER AVE, CIBOLO, TX 78108-4324
Document Number0000001747
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address245 KIPPER AVE CIBOLO TX 781084324, CIBOLO, TX 78108-4324

Mortgage

Document Number0000001747
DateJan 25, 2019
Instrument1747
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
AmountAmount Recorded
Term180 Months
DueJan 24, 2034

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,077 (+7.16%) Land $48,458 Building $343,619$392,077 (+7.16%) Land $48,458 Building $343,619
2025$5,535.00 (-8.81%) Homeowner's exemption$365,866 (-10.36%) Land $41,070 Building $324,796$365,866 (-10.36%) Land $41,070 Building $324,796
2024$6,070.00 (-9.79%)
2023$6,729.00 (+72.32%) Homeowner's exemption Disabled Person's exemption$408,172 Land $56,909 Building $351,263$408,172 Land $56,909 Building $351,263
2022$3,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CIBOLO
serves 20,331 people · EPA ID TX0940018
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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