245 Keys Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 245 Keys Rd, Elma, WA 98541

Property Summary

Property TypeSingle Family Home
Details2,680 sqft · built 2018
Lot Size6.67 acres (290,545 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (May 2013)
Tax Bill$6,367 (2026)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN170607140050

Property Details

APN / Parcel Number

Primary APN170607140050

Interior

Stories1 Story
Building Area2,680 sqft Living Area
1st Floor Area2,680 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Foundation TypeConcrete
Lot Area290,545 sqft (6.67 acres)
Garage Area1,149 sqft

Location & Zoning

Street Address245 KEYS RD
CityELMA
StateWA
Zip98541-9102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A OF BLA 12-09280046
Legal Range07
Legal Township06
Legal Section17
Legal Block71
Legal Lot NumberA
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionMALONE-PORTER
Census Block Group3
Census Block3075
Census Tract700

Owner

245 Keys Rd is owned by an individual who bought it in May 2013.

Source: Grays Harbor County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address175 CLEMONS RD, MONTESANO, WA 98563-9668
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2013 · Amount on File
Deed SaleMay 2, 2013 · Amount on File
Deed Document Number201314
Prior Transfer DateApr 26, 2013
Prior Transfer Doc0000000014
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address245 KEYS RD, ELMA, WA 98541-9102
Document Number0004020005
Instrument DateMar 27, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018
Title CompanyPACIFIC TITLE LC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address245 KEYS RD ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number0004020005
DateApr 2, 2018
Instrument4020005
Lender
NameOLYMPIA FED'L S&L
TypeFederal Savings Bank
AddressOLYMPIA, WA 98501
Agreement
AmountAmount on Record
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 245 Keys Rd was $6,367.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
Unified School DistrictElma School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,367.00
2025$720,249 (-) Land $151,675 Building $568,574$720,249 (-) Land $151,675 Building $568,574
2024$6,547.00 (+21.29%)$720,249 Land $151,675 Building $568,574$720,249 Land $151,675 Building $568,574
2023$5,398.00
2022$594,796 Land $151,675 Building $443,121$594,796 Land $151,675 Building $443,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Keys Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1981–2015)
Claims Outside the SFHA6 of 14
Most Recent ClaimDec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T
Claims by Event
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 4 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Keys Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

Nearby Properties on Keys Rd

Nearby Streets

Search Property Records by Address or Parcel Number