228 Keys Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 228 Keys Rd, Elma, WA 98541

Property Summary

Property Type	Mobile Home
Details	4 ba · 2,256 sqft · built 2000
Lot Size	8.98 acres (391,604 sqft)
Owner	Individual on Record
Last Sale	$305,000 (Feb 2020)
Tax Bill	$3,907 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170607130020`

Property Details

APN / Parcel Number

Primary APN	`170607130020`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,267 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	391,604 sqft (8.98 acres)
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	578 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	228 KEYS RD
City	ELMA
State	WA
Zip	98541-9102
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	G5
Legal Description	E 1/2 NW SW NE LS RY NE SW NE SWLY RD LS E 198' LS TAX 4
Legal Range	06W
Legal Township	17N
Legal Section	07
Legal Block	71
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2001
Census Tract	700

Owner

Source: Grays Harbor County assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	228 KEYS RD, ELMA, WA 98541-9102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Mar 30, 2010
Deed Document Number	2020-02140090
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 14, 2020
Property Address	228 KEYS RD, ELMA, WA 98541-9102
Document Number	0002140090
Instrument Date	Feb 11, 2020
Instrument	2020-02140090
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	PACIFIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,122.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 KEYS RD, ELMA, WA 98541-9102
Investor	Possibly a Property Investor

Mortgage

Document Number	0002140091
Date	Feb 14, 2020
Instrument	2020-02140091

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,907.00	$410,691 Land $164,975 Building $245,716	$410,691 Land $164,975 Building $245,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1999–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Keys Rd

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