Polk County property record for 245 Hillcrest Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,155 sqft · built 2021 |
| Lot Size | 0.217 acres (9,457 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,700 (Nov 2025) |
| Tax Bill | $5,416 (2025) |
| Deeds & Mortgages | Nov 2025 Foreclosure May 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-34-853003-000310 |
| Primary APN | 27-28-34-853003-000310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,155 sqft Living Area |
| Gross Area | 2,617 sqft |
| 1st Floor Area | 1,002 sqft |
| Upper Floors Area | 1,153 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,457 sqft (0.217 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 70 sqft |
| Street Address | 229 HILLCREST DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VISTA DEL LAGO - PHASE III - A PARTIAL REPLAT PB 184 PG 46-47 LOT 31 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | VISTA DEL LAGO - PHASE III - A PARTIAL R |
| Legal Phase | III |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14130 |
245 Hillcrest Dr is owned by an individual who bought it in November 2025.
Source: Polk County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 7TH ELOISE ST, ELOISE, FL 33880-5522 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Trustee's Deed, Foreclosure Foreclosure Auction |
| May 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 5, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP |
| Jan 27, 2022 | Re-recorded Document · FHA Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Jan 27, 2022 · Amount on File |
| Deed Document Number | 2025277659 |
| Deed Book / Page | 13788 / 1836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000277659 |
| Book / Page | 13788 / 1836 |
| Map Reference | MB 184 PG 46 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025277659 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $179.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 7TH ELOISE ST, ELOISE, FL 33880-5522 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000104674 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 13105/1291 |
| Instrument | 2024104674 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000276006 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 12918/699 |
| Instrument | 2023276006 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000003363 |
| Book / Page | 12059 / 856 |
| Map Reference | MB 184 PG 46 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022003363 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | DO NO USE, AMERICAN HOME T&E CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,141.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0012059857 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 12059/857 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000024567 |
| Book / Page | 12092 / 1951 |
| Map Reference | MB 184 PG 46 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022024567 |
| Record Updated | Feb 23, 2023 |
| Title Company | AMERICAN HOME T&E CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636 |
| Name | Verified Name |
|---|---|
| Address | 245 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000024568 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 12092/1952 |
| Instrument | 2022024568 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80237 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 245 Hillcrest Dr was $5,416, down 3.9% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,196 (+2.02%) Land $58,000 Building $218,196 | $276,196 (+2.02%) Land $58,000 Building $218,196 | |
| 2025 | $5,416.00 (-3.87%) | $270,736 (-1.44%) Land $58,000 Building $212,736 | $270,736 (-1.44%) Land $58,000 Building $212,736 |
| 2024 | $5,634.00 (+0.45%) | $274,694 (-5.35%) Land $58,000 Building $216,694 | $274,694 (-5.35%) Land $58,000 Building $216,694 |
| 2023 | $5,609.00 (+12.59%) | $290,221 (+20.88%) Land $56,000 Building $234,221 | $290,221 (+20.88%) Land $56,000 Building $234,221 |
| 2022 | $4,982.00 | $240,087 Land $46,000 Building $194,087 | $240,087 Land $46,000 Building $194,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Hillcrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Hillcrest Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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