Polk County property record for 232 Hillcrest Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,066 sqft · built 2021 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $333,800 (Jan 2022) |
| Tax Bill | $3,468 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-34-853003-000080 |
| Primary APN | 27-28-34-853003-000080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 2,747 sqft |
| 1st Floor Area | 2,066 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,599 sqft (0.152 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Florida Room |
| Porch Area | 183 sqft |
| Street Address | 232 HILLCREST DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VISTA DEL LAGO - PHASE III - A PARTIAL REPLAT PB 184 PG 46-47 LOT 8 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | VISTA DEL LAGO - PHASE III - A PARTIAL R |
| Legal Phase | III |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14130 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 12, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 202210820 |
| Deed Book / Page | 12070 / 1748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 232 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 232 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000126917 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 12710/1764 |
| Instrument | 2023126917 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 12, 2022 |
| Property Address | 232 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0000010820 |
| Book / Page | 12070 / 1748 |
| Map Reference | MB 184 PG 46 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022010820 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | DO NO USE, AMERICAN HOME T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,336.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 232 HILLCREST DR, DUNDEE, FL 33838-4452 |
| Document Number | 0120701749 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 12070/1749 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,157 (+2.7%) | $282,028 (+29.79%) Land $58,000 Building $224,028 | |
| 2025 | $3,468.00 (-29.95%) Homeowner's exemption | $217,290 (-27.68%) Land $58,000 Building $159,290 | $217,290 (-27.68%) Land $58,000 Building $159,290 |
| 2024 | $4,951.00 (-7.08%) | ||
| 2023 | $5,328.00 (-2.79%) Homeowner's exemption | $300,460 (+13.55%) Land $56,000 Building $244,460 | $300,460 (+13.55%) Land $56,000 Building $244,460 |
| 2022 | $5,481.00 | $264,617 Land $46,000 Building $218,617 | $264,617 Land $46,000 Building $218,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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