245 Habegger Loop, Monterey, TN 38574 Property Records

Overton County property record for 245 Habegger Loop, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	1 ba · 496 sqft · built 1980
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Sep 2026)
Tax Bill	$160 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067125 00304`

Property Details

APN / Parcel Number

Primary APN	`067125 00304`
Alternative APN	`125 00304`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	496 sqft Living Area
1st Floor Area	496 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	66,211 sqft (1.52 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	144 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	245 HABEGGER LOOP
City	MONTEREY
State	TN
Zip	38574-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	OVERTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1024
Census Tract	950600

Owner

Source: Overton County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 107, CLARKRANGE, TN 38553-0135
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
Jun 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Deed Document Number	202697823
Deed Book / Page	363 / 881
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Sep 4, 2026
Property Address	245 HABEGGER LOOP, MONTEREY, TN 38574-5535
Document Number	0000097823
Book / Page	363 / 881
Instrument Date	Sep 4, 2026
Instrument	202697823
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$9,342.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Recording Date	Sep 14, 2026
Property Address	245 HABEGGER LOOP, MONTEREY, TN 38574-5535
Document Number	0000097936
Book / Page	364 / 332
Instrument Date	Sep 1, 2026
Instrument	202697936
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	CAPSTONE TITLE LLC, CAPSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HABEGGER LOOP, MONTEREY, TN 38574-5535

Mortgage

Document Number	0000097936,
Date	Sep 14, 2026
Book Page	364/332
Instrument	202697936

Lender

Name	UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	245 HABEGGER LOOP, MONTEREY, TN 38574-5535
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003510030
Date	Mar 16, 2026
Book Page	351/30
Instrument	94893

Lender

Name	UNION BANK
Type	Bank
Address	311 N MAIN ST, JAMESTOWN, TN 38556

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Feb 27, 2027

Interest

Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Jun 24, 2021
Property Address	245 HABEGGER LOOP, MONTEREY, TN 38574-5535
Document Number	0002500498
Book / Page	250 / 498
Instrument Date	Jun 11, 2021
Instrument	70124
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$125.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HABEGGER LOOP, MONTEREY, TN 38574-5535

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$160.00 (+7.38%)	$12,000 (+80.45%) Land $3,350 Building $8,650	$48,000 (+80.45%) Land $13,400 Building $34,600
2024	$149.00 (+13.74%)	$6,650 (-) Land $2,275 Building $4,375
2023	$131.00	$6,650 (-) Land $2,275 Building $4,375
2022	$131.00	$6,650 Land $2,275 Building $4,375	$26,600 (-) Land $9,100 Building $17,500
2020			$26,600 Land $9,100 Building $17,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST FORK U.D. serves 3,538 people · EPA ID TN0000853
Water Source	Purchased surface water from MONTEREY WATER DEPT
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Habegger Loop

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