181 Habegger Loop, Monterey, TN 38574 Property Records

Overton County property record for 181 Habegger Loop, Monterey, TN 38574

Property Summary

Property Type	Rural Home
Details	1,008 sqft · built 2015
Lot Size	25.4 acres (1,106,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Apr 2018)
Tax Bill	$273 (2025)
Deeds & Mortgages	Sep 2024 Sale Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067125 00215`

Property Details

APN / Parcel Number

Primary APN	`067125 00215`
Alternative APN	`125 00215`

Interior

Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Mobile/Manufactured
Lot Area	1,106,424 sqft (25.4 acres)
Terrain	Rolling
Utility Building	1 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	181 HABEGGER LOOP
City	MONTEREY
State	TN
Zip	38574-5535
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09, COUNTY AREA: Q01
Jurisdiction	OVERTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1024
Census Tract	950600

Owner

Source: Overton County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 HABEGGER LOOP, MONTEREY, TN 38574-5535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2024	Warranty Deed, Transfer
Apr 9, 2018	Warranty Deed, Transfer · Conventional with PMI COFFEE COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	201854714
Deed Book / Page	189 / 916
Prior Transfer Date	Feb 24, 2005
Prior Transfer Doc	0003130007
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Sep 3, 2024
Property Address	181 HABEGGER LOOP, MONTEREY, TN 38574-5535
Document Number	0003160616
Book / Page	316 / 616
Instrument Date	Sep 3, 2024
Instrument	86754
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$629.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 HABEGGER LOOP, MONTEREY, TN 38574-5535

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Apr 9, 2018
Property Address	181 HABEGGER LOOP, MONTEREY, TN 38574-5535
Document Number	0001890916
Book / Page	000189 / 000916
Instrument Date	Apr 6, 2018
Instrument	54714
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 HABEGGER LOOP MONTEREY TN 385745535, MONTEREY, TN 38574-5535

Mortgage

Document Number	1890919
Date	Apr 9, 2018
Book Page	000189/000919
Instrument	54715

Lender

Name	COFFEE COUNTY BANK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Apr 8, 2023

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$273.00 (-19.23%) Additional exemption filed	$20,450 (+35.66%) Land $9,625 Building $10,825	$208,500 (+245.77%) Land $165,200 Building $43,300
2024	$338.00 (+13.8%)	$15,075 (-) Land $5,100 Building $9,975
2023	$297.00	$15,075 (-) Land $5,100 Building $9,975
2022	$297.00	$15,075 Land $5,100 Building $9,975	$60,300 (-) Land $20,400 Building $39,900
2020			$60,300 Land $20,400 Building $39,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST FORK U.D. serves 3,538 people · EPA ID TN0000853
Water Source	Purchased surface water from MONTEREY WATER DEPT
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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