San Luis Obispo County property record for 245 Gilbert St, Morro Bay, CA 93442 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,817 sqft · built 1967 |
| Lot Size | 0.098 acres (4,270 sqft) |
| Owner | Owner Name on File |
| Last Sale | $237,000 (Jan 2000) |
| Tax Bill | $4,014 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-122-020 |
| Primary APN | 065-122-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Lot Area | 4,270 sqft (0.098 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 245 GILBERT ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY MB ATAS BCH BL 12B LTS 9 10 & PTN 11 |
| Legal Subdivision | ATASCADERO BEACH |
| Legal Block | 12 |
| Legal Lot Number | 9,10 10 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10506 |
Source: San Luis Obispo County records · APN 065-122-020
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 524 W TRENTON AVE, CLOVIS, CA 93619-0401 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2000 · Amount on Record |
| Deed Sale | Jan 14, 2000 · Amount on Record |
| Prior Sale | Jan 14, 2000 · Amount on Record |
| Deed Document Number | 0000002495 |
| Deed Book / Page | 065 |
| Last Transfer Date | May 03, 2006 |
| Transfer Doc | 0000030789 |
| Record Updated | Jun 08, 2026 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,014.00 (+3.59%) | $364,241 (+4.04%) Land $215,170 Building $149,071 |
| 2023 | $3,875.00 (+6.69%) | $350,099 Land $206,815 Building $143,284 |
| 2022 | $3,632.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | About 1 in 382 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Radiate Holdings | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.
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