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175 Gilbert St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 175 Gilbert St, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,120 sqft · built 1959
Lot Size0.11 acres (4,800 sqft)
Owner2 Company Names on Record
Tax Bill$3,653 (2025)
Deeds & MortgagesJul 2026 Transfer
Flood ZoneZone X (minimal risk)
APN065-132-021

Property Details

APN / Parcel Number

Primary APN065-132-021

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address175 GILBERT ST
CityMORRO BAY
StateCA
Zip93442-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB ATAS BCH BL 13B LTS 11 & 12 LESS MIN RTS
Legal SubdivisionATASCADERO BEACH
Legal Block2
Legal Lot Number11,12
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2026
Census Tract10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address175 GILBERT ST, MORRO BAY, CA 93442-3141
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 11, 2006
Transfer Doc0000062402
Record UpdatedSep 20, 2026

July 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 6, 2026
Property Address175 GILBERT ST, MORRO BAY, CA 93442-3141
Document Number0000021080
Instrument DateJun 30, 2026
Instrument202621080
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$338,075 (+2%) Land $208,017 Building $130,058
2025$3,653.00 (+3.6%)$331,447 (+4.04%) Land $203,939 Building $127,508
2023$3,526.00 (+6.69%)$318,578 Land $196,021 Building $122,557
2022$3,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ranch Wifi.

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