245 Emerald Dr, Layton, UT 84041 Property Records

Davis County property record for 245 Emerald Dr, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,116 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$155,100 (Feb 2012)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-082-0410`

Property Details

APN / Parcel Number

Primary APN	`10-082-0410`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Basement Area	598 sqft
Unfinished Basement	598 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Corner
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	245 EMERALD DR
City	LAYTON
State	UT
Zip	84041-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	BEG AT N'LY COR LOT 410, DIAMOND HILLS NO 3 SUB; TH S 55^12' E 113.37 FT; TH S 34^54' W 80 FT; TH N 55^12' W 113.23 FT; TH N 34^48' E 80.0 FT TO POB. CONT. 0.21 ACRES
Legal Lot Number	410
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2000
Census Tract	126001

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	245 EMERALD DR, LAYTON, UT 84041-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 26, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 24, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2012 · Amount on Record
Deed Sale	Feb 7, 2012 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Document Number	20122642381
Deed Book / Page	5453 / 1157
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	0002642381
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	245 EMERALD DR, LAYTON, UT 84041-2511
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7785/1015
Date	Jun 21, 2021
Book Page	7785/1015
Instrument	3392866

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Jan 1, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	245 EMERALD DR, LAYTON, UT 84041-2511
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7744/47
Date	Apr 22, 2021
Book Page	7744/47
Instrument	3374331

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	248 Months
Due	Dec 1, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	245 EMERALD DR, LAYTON, UT 84041-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003130088
Date	Nov 26, 2018
Book Page	7146/0001
Instrument	3130088

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	273 Months
Due	Aug 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	245 EMERALD DR, LAYTON, UT 84041-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003198263
Date	Oct 24, 2019
Book Page	7375/0642
Instrument	3198263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$214,500 (+4.56%) Land $110,300 Building $104,200	$390,000 (+4.56%) Land $200,545 Building $189,455
2025	$205,150 (+13.72%) Land $99,966 Building $105,184	$373,000 (+13.72%) Land $181,757 Building $191,243
2023	$180,400 Land $75,099 Building $105,300	$328,000 Land $136,544 Building $191,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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