164 Emerald Dr, Layton, UT 84041 Property Records

Davis County property record for 164 Emerald Dr, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 986 sqft · built 1966
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$310,400 (May 2019)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-082-0389`

Property Details

APN / Parcel Number

Primary APN	`10-082-0389`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	535 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	164 EMERALD DR
City	LAYTON
State	UT
Zip	84041-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 389, DIAMOND HILLS NO 3 SUB. CONT. 0.21 ACRES
Legal Lot Number	389
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2014
Census Tract	126001

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	164 EMERALD DR, LAYTON, UT 84041-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Nov 17, 2017	Loan Modification, Mortgage · FHA Mortgage HOUSING & CMNTY DEV DEPT
Nov 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Deed Document Number	20193158669
Deed Book / Page	7259 / 129
Prior Transfer Date	Jan 30, 2012
Prior Transfer Doc	5456/0164
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 9, 2019
Property Address	164 EMERALD DR, LAYTON, UT 84041-2510
Document Number	7259/0129
Book / Page	7259 / 0129
Instrument Date	May 8, 2019
Instrument	3158669
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	VANGUARD TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EMERALD DR, LAYTON, UT 84041-2510

Mortgage

Document Number	3158742
Date	May 9, 2019
Instrument	3158742

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIS UT
Property Address	164 EMERALD DR, LAYTON, UT 84041-2510
Document Number	0003060089
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EMERALD DR LAYTON UT 840412510, LAYTON, UT 84041-2510

Mortgage

Document Number	0003060089
Date	Nov 22, 2017
Book Page	006897/000215
Instrument	3060089

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	WEST VALLEY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	164 EMERALD DR, LAYTON, UT 84041-2510
Document Number	0003060090
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EMERALD DR LAYTON UT 840412510, LAYTON, UT 84041-2510

Mortgage

Document Number	0003060090
Date	Nov 22, 2017
Book Page	006897/000217
Instrument	3060090

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,900 (+7.46%) Land $116,105 Building $113,795	$418,000 (+7.46%) Land $211,100 Building $206,900
2025	$2,038.00 (+3.98%)	$213,950 (-36.89%) Land $105,228 Building $108,722	$389,000 (+14.75%) Land $191,323 Building $197,677
2024	$1,960.00 (+7.81%)
2023	$1,818.00 (-4.37%)	$339,000 Land $143,730 Building $195,270	$339,000 Land $143,730 Building $195,270
2022	$1,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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