245 Ellsworth Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 245 Ellsworth Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,673 sqft · built 2012
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-30-002-002.016`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-30-002-002.016`
Alternative APN	`2507025030002000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft
Basement Area	1,673 sqft
Finished Basement	1,625 sqft

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2507025030002002016
Street Address	245 ELLSWORTH DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 THE CEDARS PLAT 1
Legal Subdivision	THCED1-THE CEDARS PLAT 1
Legal Lot Number	10
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3028
Census Tract	70800

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2024	Warranty Deed, Transfer · FHA Mortgage SIMMONS BANK
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Jan 26, 2022	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH MORTGAGE
Sep 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024
Deed Sale	Jul 30, 2024
Prior Sale	Jan 26, 2022
Deed Document Number	202403789
Deed Book / Page	514 / 568
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 30, 2024
Property Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Document Number	000514/568
Book / Page	514 / 568
Instrument Date	Jul 29, 2024
Instrument	202403789
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	TRUE LINE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664

Mortgage

Document Number	0202403790
Date	Jul 30, 2024
Instrument	202403790

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/973
Date	Sep 9, 2020
Book Page	244/973
Instrument	202006246

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jan 26, 2022
Property Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Document Number	000497/540
Book / Page	497 / 540
Instrument Date	Jan 21, 2022
Instrument	202200550
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664

Mortgage

Document Number	000497/541
Date	Jan 26, 2022
Book Page	497/541
Instrument	202200551

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 9, 2020
Property Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Document Number	487/436
Book / Page	487 / 436
Instrument Date	Sep 9, 2020
Instrument	202006245
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,631.00 (-2.47%)	$59,721 (-)	$314,320 (-)
2024	$3,723.00 (+0.05%)	$59,721 (-)	$314,320 (-)
2023	$3,721.00 (+0.79%)	$59,721 (+0.8%)	$314,320 (+0.8%)
2022	$3,692.00	$59,246 Land $4,750 Building $54,496
2021			$311,820 Land $25,000 Building $286,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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