235 Ellsworth Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 235 Ellsworth Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,531 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$435,907 (Jun 2024)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-30-002-002.015`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-30-002-002.015`
Alternative APN	`2507025030002000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,531 sqft
Basement Area	1,531 sqft
Finished Basement	1,170 sqft
Game Room	Game Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2507025030002002015
Street Address	235 ELLSWORTH DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 THE CEDARS PLAT 1
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	THCED1-THE CEDARS PLAT 1
Legal Lot Number	9
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3028
Census Tract	70800

Owner

Source: Callaway County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	235 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION
Jun 29, 2018	Deed of Trust, Mortgage RIVER REGION CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	20243151
Deed Book / Page	513 / 953
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Apr 27, 2026
Property Address	235 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Document Number	0000002357
Book / Page	526 / 949
Instrument Date	Apr 21, 2026
Instrument	20262357
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664

Mortgage

Document Number	0000002357,
Date	Apr 27, 2026
Book Page	526/949
Instrument	20262357

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	235 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	246/243
Date	Mar 8, 2021
Book Page	246/243
Instrument	202101795

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	235 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000844
Date	Jun 29, 2018
Book Page	0000000240/0000000844
Instrument	201804210

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	295 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (-2.48%)	$53,097 (-)	$279,460 (-)
2024	$3,310.00 (+0.06%)	$53,097 (-)	$279,460 (-)
2023	$3,308.00 (+0.88%)	$53,097 (+0.9%)	$279,460 (+0.9%)
2022	$3,279.00	$52,622 Land $4,750 Building $47,872
2021			$276,960 Land $25,000 Building $251,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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