245 E Union City Rd, Coldwater, MI 49036 Property Records

Branch County property record for 245 E Union City Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Tax Bill$1,427 (2025)
Flood ZoneZone X (minimal risk)
APN030-029-100-010-00

Property Details

APN / Parcel Number

Primary APN030-029-100-010-00

Exterior

Lot Area130,680 sqft (3 acres)

Location & Zoning

Street Address245 E UNION CITY RD
CityCOLDWATER
StateMI
Zip49036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGIRARD TWP/T5S R6W, SEC 29: COM 458.08 FT FROM N 1/4 COR OF SD SEC, TH S 2175.74 FT N64DEG 22'30E 490.4 FT E 116.00 FT S
JurisdictionBRANCH MI
Township / Civil DivisionGIRARD
Census Block Group3
Census Block3001
Census Tract950100

Owner

245 E Union City Rd, a single family home, is owned by an individual.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address307 RAILROAD ST, UNION CITY, MI 49094-1240
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 245 E Union City Rd was $1,427, up 2.8% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionGirard Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,150 (-21.79%)$196,300 (-21.79%)
2025$1,427.00 (+2.81%)$125,500$251,000
2024$1,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 E Union City Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2008–2021)
Most Recent ClaimJul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 E Union City Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Union City Rd

Nearby Streets

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