210 E Union City Rd, Coldwater, MI 49036 Property Records

Branch County property record for 210 E Union City Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2022)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-020-300-005-04`

Property Details

APN / Parcel Number

Primary APN	`030-020-300-005-04`

Exterior

Lot Area	54,014 sqft (1.24 acres)

Location & Zoning

Street Address	210 E UNION CITY RD
City	COLDWATER
State	MI
Zip	49036-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIRARD TWP/T5S R6W, SEC 20: BEG AT A PT ON S LI OF SD SEC 550 FT E FR SW COR, TH N 300 FT E 180 FT S 300 FT W 180 FT TO
Jurisdiction	BRANCH MI
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2051
Census Tract	950100

Owner

210 E Union City Rd is owned and occupied by an individual who bought it in June 2022.

Source: Branch County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	210 E UNION CITY RD, COLDWATER, MI 49036-9231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 21, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage HILLDALE COUNTRY NATIONAL BANK
Feb 7, 2018	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT
Dec 6, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	20224315
Prior Transfer Date	Aug 1, 2012
Prior Transfer Doc	201205811
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	210 E UNION CITY RD, COLDWATER, MI 49036-9231
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E UNION CITY RD, COLDWATER, MI 49036-9231

Mortgage

Document Number	0202306132
Date	Nov 8, 2023
Instrument	2023-06132

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Oct 1, 2063

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 21, 2022
Property Address	210 E UNION CITY RD, COLDWATER, MI 49036-9231
Document Number	0202204315
Instrument Date	Jun 8, 2022
Instrument	2022-04315
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 E UNION CITY RD, 210, ELMIRA, NY 14903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 IN 205B, ANGOLA, IN 46703

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 27, 2018
Property Address	210 E UNION CITY RD, COLDWATER, MI 49036-9231
Document Number	201804849
Instrument Date	Jul 20, 2018
Instrument	2018-04849
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 E GIRARD RD, 654, QUINCY, MI 49082-9792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3384 W STERLING RD, JONESVILLE, MI 49250-9651

Mortgage

Document Number	201804850
Date	Jul 27, 2018
Instrument	2018-04850

Lender

Name	HILLDALE COUNTRY NATIONAL BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Feb 7, 2018
Property Address	210 E UNION CITY RD, COLDWATER, MI 49036-9231
Document Number	201800823
Instrument Date	Jan 24, 2018
Instrument	2018-00823
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Tax	$606.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 W PEARL ST, 51, COLDWATER, MI 49036-1933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 E GIRARD RD, QUINCY, MI 49082-9792

December 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BRANCH MI
Recording Date	Dec 6, 2017
Property Address	210 E UNION CITY RD, COLDWATER, MI 49036-9231
Document Number	201708143
Instrument Date	Oct 31, 2017
Instrument	2017-08143
Transaction Type	Foreclosure
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	662 E GIRARD RD, 662, QUINCY, MI 49082-9792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 W PEARL ST, COLDWATER, MI 49036-1933

Tax Assessment & Valuation

The 2025 property tax bill for 210 E Union City Rd was $2,959, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Girard Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,950 (-8.68%)	$237,900 (-8.68%)
2025	$2,959.00 (+2.71%)	$130,250	$260,500
2024	$2,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 210 E Union City Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 210 E Union City Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
DMCI Broadband Fixed Wireless	10 / 1

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Union City Rd

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