245 E Main St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 245 E Main St, Ramsey, NJ 07446

Property Summary

Property Type	Commercial
Details	12,168 sqft · built 1974
Lot Size	0.93 acres (40,511 sqft)
Owner	Company Name on File
Last Sale	$2,000,000 (Sep 2017)
Tax Bill	$53,791 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-04812-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`48-04812-0000-00013`
Alternative APN	`480481200013`

Interior

Units	8 Units
Stories	2 Stories
Building Area	12,168 sqft Building Perimeter

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	40,511 sqft (0.93 acres)

Location & Zoning

Street Address	245 E MAIN ST
City	RAMSEY
State	NJ
Zip	07446-1942
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B2
Legal Description	0.930AC
Legal Block	4812
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3009
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough assessment roll, APN 48-04812-0000-00013, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	777 FRANKLIN AVE, FRANKLIN LAKES, NJ 07417-1308
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	201770560
Deed Book / Page	2728 / 424
Record Updated	Sep 20, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 21, 2017
Property Address	245 E MAIN ST, RAMSEY, NJ 07446-1942
Document Number	0027280424
Book / Page	002728 / 000424
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Oct 09, 2017
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	777 FRANKLIN AVE FRANKLIN LAKES NJ 074171308, FRANKLIN LAKES, NJ 07417-1308

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,702,800 (+3.46%) Land $1,116,000 Building $1,586,800	$2,702,800 (+3.46%) Land $1,116,000 Building $1,586,800
2025	$53,791.00 (+4.7%)	$2,612,500 (+43.5%) Land $1,116,000 Building $1,496,500	$2,612,500 (+43.5%) Land $1,116,000 Building $1,496,500
2024	$51,377.00 (+7.59%)
2023		$1,820,600 Land $697,500 Building $1,123,100	$1,820,600 Land $697,500 Building $1,123,100
2022	$47,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 373 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0248001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMSEY WATER DEPT serves 15,207 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.