1. Home
  2. New Jersey
  3. Bergen County
  4. Ramsey
  5. E Main St

205 E Main St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 205 E Main St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,970 sqft · built 1920
Lot Size0.175 acres (7,623 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (May 2022)
Tax Bill$15,414 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-04812-0000-00015

Property Details

APN / Parcel Number

Primary APN48-04812-0000-00015
Alternative APN
  • 480481200015

Interior

Stories2 Stories
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area7,623 sqft (0.175 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address205 E MAIN ST
CityRAMSEY
StateNJ
Zip07446-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB2
Legal Description0.175AC
Legal Block4812
Legal Lot Number15
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3009
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address205 E MAIN ST, RAMSEY, NJ 07446-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on Record
Deed SaleMay 6, 2022 · Amount on Record
Deed Document Number202248864
Deed Book / Page4675 / 11
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMay 6, 2022
Property Address205 E MAIN ST, RAMSEY, NJ 07446-1902
Document Number0046750011
Book / Page4675 / 11
Instrument DateApr 29, 2022
Instrument2022048864
Transaction TypeTransfer
Record UpdatedJun 20, 2022
Title CompanyGRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,397.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 BROAD ST, 97, RAMSEY, NJ 07446-2484

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 E MAIN ST, RAMSEY, NJ 07446-1902

Mortgage

Document Number2022048865
DateMay 6, 2022
Instrument2022048865
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2042

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$668,500 (-10.7%) Land $231,300 Building $437,200$668,500 (-10.7%) Land $231,300 Building $437,200
2025$15,414.00 (+21.54%)$748,600 (+66.58%) Land $231,300 Building $517,300$748,600 (+66.58%) Land $231,300 Building $517,300
2024$12,682.00 (+7.59%)
2023$449,400 Land $137,500 Building $311,900$449,400 Land $137,500 Building $311,900
2022$11,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures