245 E Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 245 E Main St, Forest City, NC 28043 · Last verified September 2023

Property Summary

Property Type	Bank, Financial Building
Details	5 ba · 4,788 sqft · built 1976
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$291,500 (Dec 2020)
Tax Bill	$3,967 (2022)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1626509`

Property Details

APN / Parcel Number

Primary APN	`1626509`
Alternative APN	`38307`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	4,788 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)
Porch	Open Porch
Porch Area	728 sqft
Canopy	910 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	38307
Street Address	245 E MAIN ST
City	FOREST CITY
State	NC
Zip	28043-3126
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	GPIN:1548077804170000; BLDG E MAIN #1465
Legal Block	2
Legal Lot Number	8
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	2
Census Block	2045
Census Tract	960700

Owner

Source: Rutherford County records · APN 1626509

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	689 DOGGETT RD, FOREST CITY, NC 28043-8148
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	0020394902
Deed Book / Page	2039 / 4902
Record Updated	Jun 07, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 01, 2020
Property Address	245 E MAIN ST, FOREST CITY, NC 28043-3126
Document Number	0020394902
Book / Page	2039 / 4902
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 5TH AVE, 300, PITTSBURGH, PA 15222-2401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 DOGGETT RD, FOREST CITY, NC 28043-8148

Mortgage

Document Number	0020394909
Date	Dec 01, 2020
Instrument	2039/4909

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$453,300 Land $166,300 Building $287,000	$453,300 Land $166,300 Building $287,000
2022	$3,967.00
2021	$3,967.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 198 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Vyve Broadband	Cable	2,000 / 50
e-Polk	Fiber	500 / 500
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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