245 Davis Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 245 Davis Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,656 sqft · built 1760
Lot Size	5.5 acres (239,580 sqft)
Owner	Trust Name on File
Last Sale	$528,000 (Jun 2010)
Tax Bill	$145 (2025)
Deeds & Mortgages	Nov 2023 Transfer Aug 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`BEDF M:051 P:0006`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:051 P:0006`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	4,032 sqft
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1760
Effective Year Built	Effective 1760
Architectural Style	Historical
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	239,580 sqft (5.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	245 DAVIS RD
City	BEDFORD
State	MA
Zip	01730-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3000
Census Tract	359303

Owner

245 Davis Rd is owner-occupied and held in a trust since November 2023.

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	245 DAVIS RD, BEDFORD, MA 01730-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on File
Deed Sale	Jun 30, 2010 · Amount on File
Deed Document Number	2010108144
Deed Book / Page	54927 / 248
Last Transfer Date	Nov 7, 2023
Transfer Doc	082188-365
Record Updated	Jun 8, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Nov 8, 2023
Property Address	245 DAVIS RD, BEDFORD, MA 01730-1515
Document Number	082188-365
Book / Page	82188 / 365
Instrument Date	Nov 7, 2023
Instrument	127728
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DAVIS RD, BEDFORD, MA 01730-1515

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	245 DAVIS RD, BEDFORD, MA 01730-1515
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78502-272
Date	Aug 19, 2021
Book Page	78502/272
Instrument	185695

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	245 DAVIS RD, BEDFORD, MA 01730-1515
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74645-130
Date	May 11, 2020
Book Page	74645/130
Instrument	70454

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 245 Davis Rd was $145, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$145.00 (-98.94%)	$1,205,500 (+4.98%) Land $671,600 Building $533,900	$1,328,385
2024	$13,642.00 (+1.58%)	$1,148,300 (+6.71%) Land $639,700 Building $508,600
2023	$13,430.00	$1,076,100 Land $601,600 Building $474,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Davis Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Davis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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