240 Davis Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 240 Davis Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,620 sqft · built 1989
Lot Size	0.689 acres (30,004 sqft)
Owner	2 Individual Names on File
Last Sale	$624,500 (Oct 2008)
Tax Bill	$121 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:051 P:0031-J`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:051 P:0031-J`
Alternative APN	`M:051 P:0031=J`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	5,586 sqft
1st Floor Area	1,480 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,004 sqft (0.689 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	240 DAVIS RD
City	BEDFORD
State	MA
Zip	01730-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	LAND BEDFORD
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3003
Census Tract	359303

Owner

240 Davis Rd is owned and occupied by two individuals who bought it in October 2008.

Source: Middlesex County and Bedford Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 DAVIS RD, BEDFORD, MA 01730-1500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit CENTURY BK/KY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2008 · Amount on File
Deed Sale	Oct 29, 2008 · Amount on File
Prior Sale	Jun 29, 1994 · Amount on File
Deed Document Number	2008174866
Deed Book / Page	51838 / 427
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Recording Date	Apr 7, 2026
Property Address	240 DAVIS RD, BEDFORD, MA 01730-1500
Document Number	0085439-47
Book / Page	85439 / 47
Instrument Date	Mar 24, 2026
Instrument	202638220
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 DAVIS RD, BEDFORD, MA 01730-1500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038220,
Date	Apr 7, 2026
Book Page	85439/47
Instrument	202638220

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	240 DAVIS RD, BEDFORD, MA 01730-1500
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079381-416
Date	Dec 20, 2021
Book Page	79381/416
Instrument	273358

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	240 DAVIS RD, BEDFORD, MA 01730-1500
Document Number	70925-307
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	240 DAVIS RD BEDFORD MA 017301500, BEDFORD, MA 01730-1500

Mortgage

Document Number	70925-307
Date	Apr 27, 2018
Book Page	070925/000307
Instrument	57611

Lender

Name	CENTURY BK/KY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 240 Davis Rd was $121, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$121.00 (-98.94%)	$1,008,700 (+5%) Land $528,700 Building $480,000	$1,092,500
2024	$11,413.00 (-0.23%)	$960,700 (+4.81%) Land $503,600 Building $457,100
2023	$11,439.00	$916,600 Land $475,600 Building $441,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Davis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Davis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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