245 Coquina Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 245 Coquina Ave, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 1966
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$426,000 (May 2019)
Tax Bill$6,091 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN223530-0000

Property Details

APN / Parcel Number

Primary APN223530-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,648 sqft
1st Floor Area1,530 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions138 ft deep x 169 ft wide
Garage TypeAttached
Garage Area775 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished Screened Porch
Porch Area150 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address245 COQUINA AVE
CitySAINT AUGUSTINE
StateFL
Zip32080-5321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-102 DAVIS SHORES LOTS 1 & 2 BLK 63 (EX R/W STREET IN OR186/247) OR4732/1594
Legal Range30E
Legal Township07S
Legal Section21
Legal SubdivisionDAVIS SHORES OCEAN VIEW SECTION
Legal Block63
Legal Lot Number1,2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3034
Census Tract20500

Owner

245 Coquina Ave is owned and occupied by two individuals who bought it in May 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address245 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
May 31, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2019 · Amount on File
Deed SaleMay 31, 2019 · Amount on File
Prior SaleMay 17, 2012 · Amount on File
Deed Document Number201937675
Deed Book / Page4732 / 1594
Prior Transfer DateMar 8, 2005
Prior Transfer Doc0023941950
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address245 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321

Mortgage

Document Number0051581066
DateJan 22, 2021
Book Page5158/1066
Instrument2021007660
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 31, 2019
Property Address245 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321
Document Number0047321594
Book / Page4732 / 1594
Map ReferenceMB 3 PG 102
Instrument DateMay 30, 2019
Instrument2019037675
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,982.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address663 E BIANCA CIR, 663, SAINT AUGUSTINE, FL 32086-7614

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 COQUINA AVE, ST AUGUSTINE, FL 32080-5321

Mortgage

Document Number0047321596
DateMay 31, 2019
Instrument4732/1596
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 245 Coquina Ave was $6,091 with a homeowner's exemption, up 7.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,719 (+2.7%)$782,869 (+4.59%) Land $540,335 Building $242,534
2025$6,091.00 (+7.82%) Homeowner's exemption$343,446 (+2.9%)$748,481 (+1.56%) Land $514,605 Building $233,876
2024$5,649.00 (+2.49%) Homeowner's exemption$333,767 (+3%)$736,976 (+3.98%) Land $514,605 Building $222,371
2023$5,512.00 (+3.22%) Homeowner's exemption$324,046 (+3%)$708,788 (+38.63%) Land $514,605 Building $194,183
2022$5,340.00 Homeowner's exemption$314,608$511,283 Land $329,347 Building $181,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Coquina Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 469 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies494 units insured
incl. 25 condo units
Nearby Flood Claims847 (1984–2025)
Claims Outside the SFHA6 of 847
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 81 claims
  • Hurricane Irma, Sep 2017 · 195 claims
  • Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Coquina Ave is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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