St. Johns County property record for 231 Coquina Ave, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,456 sqft · built 2001 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,817 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2019 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 223540-0100 |
| Primary APN | 223540-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 130 ft deep x 57 ft wide |
| Garage Type | Carport |
| Garage Area | 1,512 sqft |
| Carport | Carport |
| Carport Area | 1,512 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 270 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 COQUINA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-102 DAVIS SHORES LOT 10 BLK 63 OR1408/370 &2537/1452 (C/D) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 63 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 20500 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 20, 2019 | Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 231 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321 |
| Document Number | 0000076015 |
| Book / Page | 6432 / 93 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202676015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 231 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321 |
| Document Number | 0000076015, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 6432/93 |
| Instrument | 202676015 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 231 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321 |
| Document Number | 0047960724 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 231 COQUINA AVE ST AUGUSTINE FL 320805321, ST AUGUSTINE, FL 32080-5321 |
| Document Number | 0047960724 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 004796/000724 |
| Instrument | 68804 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84119 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 16, 2034 |
| Rate | 3.87% |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,578 (+2.7%) | $643,494 (-0.13%) Land $230,422 Building $413,072 | |
| 2025 | $5,817.00 (+7.84%) Homeowner's exemption | $329,677 (+2.9%) | $644,324 (+6.04%) Land $219,450 Building $424,874 |
| 2024 | $5,394.00 (+2.49%) Homeowner's exemption | $320,386 (+3%) | $607,607 (-4.19%) Land $219,450 Building $388,157 |
| 2023 | $5,263.00 (+3.26%) Homeowner's exemption | $311,054 (+3%) | $634,179 (+27.2%) Land $279,300 Building $354,879 |
| 2022 | $5,097.00 Homeowner's exemption | $301,994 | $498,559 Land $178,752 Building $319,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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