245 Cherry Tree Ln, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 245 Cherry Tree Ln, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,663 sqft · built 2020
Lot Size	0.759 acres (33,051 sqft)
Owner	2 Individual Names on File
Last Sale	$630,346 (Dec 2019)
Tax Bill	$13,392 (2026)
Deeds & Mortgages	Nov 2020 Refinance Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`204/10/54`

Property Details

APN / Parcel Number

Primary APN	`204/10/54`
Alternative APNs	`GROT M:204 B:10 L:54` `GRTN M:204 B:10 L:54`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,663 sqft Living Area
Gross Area	4,825 sqft
1st Floor Area	1,264 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,051 sqft (0.759 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	204/ 10/ 54
Street Address	245 CHERRY TREE LN
City	GROTON
State	MA
Zip	01450-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	10
Legal Lot Number	54
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3005
Census Tract	326101

Owner

245 Cherry Tree Ln is owned and occupied by two individuals who bought it in December 2019.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 CHERRY TREE LN, GROTON, MA 01450-1169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BNC NATIONAL BANK
Dec 20, 2019	Quit Claim Deed, Transfer · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Deed Document Number	2019197960
Deed Book / Page	73823 / 134
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0000197960
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	245 CHERRY TREE LN, GROTON, MA 01450-1169
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76055-481
Date	Nov 2, 2020
Book Page	76055/481
Instrument	202747

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Dec 20, 2019
Property Address	245 CHERRY TREE LN, GROTON, MA 01450-1169
Document Number	73823-134
Book / Page	073823 / 000134
Instrument Date	Dec 12, 2019
Instrument	7960
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,874.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 CHERRY TREE LN GROTON MA 01450, GROTON, MA 01450

Mortgage

Document Number	73861-339
Date	Dec 20, 2019
Book Page	073861/000339
Instrument	2309

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 245 Cherry Tree Ln was $13,392, up 3% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,392.00 (+3.05%)	$906,100 (+6.32%) Land $232,100 Building $674,000	$930,240 (-)
2025	$12,996.00 (+0.72%)	$852,200 (-0.34%) Land $211,000 Building $641,200	$930,240 (+1.61%)
2024	$12,903.00 (+6.25%)	$855,100 (+10.12%) Land $211,000 Building $644,100	$915,515
2023	$12,144.00	$776,500 Land $211,000 Building $565,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Cherry Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST GROTON WATER SUPPLY DISTRICT serves 1,853 people · EPA ID MA2115001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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