245 Chering Dr, Belton, TX 76513 Property Records

Bell County property record for 245 Chering Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,061 sqft · built 2013
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Last Sale	$256,700 (Aug 2020)
Tax Bill	$5,711 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0088293904`

Property Details

APN / Parcel Number

Primary APN	`0088293904`
Alternative APNs	`440226` `793296`

Interior

Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	2,061 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	118 ft deep x 63 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	245 CHERING DR
City	BELTON
State	TX
Zip	76513-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE PHASE X, BLOCK 002, LOT 0007, ACRES .171
Legal Subdivision	NORTHCLIFFE PHASE X
Legal Block	2
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1056
Census Tract	20201

Owner

245 Chering Dr is owned and occupied by an individual who bought it in August 2020.

Source: Bell County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	275 WAGONERS WAY, LANDISVILLE, PA 17538-1053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 20, 2018	Loan Modification, Mortgage HOWE JAMES I 1998 TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Jun 2, 2014 · Amount on File
Deed Document Number	202044790
Record Updated	Sep 20, 2026

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 25, 2020
Property Address	245 CHERING DR, BELTON, TX 76513-8022
Document Number	0000044790
Map Reference	CAB D SL 354-C
Instrument Date	Aug 25, 2020
Instrument	2020-00044790
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 CHERING DR, 245, BELTON, TX 76513-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 HAYMARKET, TEMPLE, TX 76502-4438

Mortgage

Document Number	0000044791
Date	Aug 25, 2020
Instrument	2020-00044791

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Apr 20, 2018
Property Address	245 CHERING DR, BELTON, TX 76513-8022
Instrument Date	Oct 30, 2012
Instrument	15808
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539

Mortgage

Document Number	0000015808
Date	Apr 20, 2018
Instrument	15808

Lender

Name	HOWE JAMES I 1998 TRUST (PT)
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 19, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 245 Chering Dr was $5,711 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,711.00	$330,116	$330,300 Land $50,000 Building $280,300
2023	$5,165.00 (-11.15%) Homeowner's exemption	$350,585 Land $42,000 Building $308,585	$350,585 Land $42,000 Building $308,585
2022	$5,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Chering Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Chering Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Spectrum.

Nearby Properties on Chering Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures