238 Chering Dr, Belton, TX 76513 Property Records

Bell County property record for 238 Chering Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1,801 sqft · built 2012
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Tax Bill	$5,262 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088293859`

Property Details

APN / Parcel Number

Primary APN	`0088293859`
Alternative APNs	`440211` `762828`

Interior

Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 2012
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	128 ft deep x 67 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	199 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	762828
Street Address	238 CHERING DR
City	BELTON
State	TX
Zip	76513-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCLIFFE PHASE X, BLOCK 001, LOT 0013, ACRES .196
Legal Subdivision	NORTHCLIFFE PHASE X
Legal Phase	X
Legal Block	1
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1054
Census Tract	20201

Owner

238 Chering Dr is owned and occupied by an individual who acquired it in February 2025.

Source: Bell County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	238 CHERING DR, BELTON, TX 76513-8022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 21, 2025	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T
Oct 27, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025
Deed Sale	Feb 21, 2025
Prior Sale	Mar 5, 2013
Deed Document Number	2025008055
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	238 CHERING DR, BELTON, TX 76513-8022
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076339
Date	Nov 19, 2021
Instrument	2021076339

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 21, 2025
Property Address	238 CHERING DR, BELTON, TX 76513-8022
Document Number	0000008055
Map Reference	CAB D SL 354-C
Instrument Date	Feb 20, 2025
Instrument	2025008055
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5325 SENDERO HILLS PKWY, AUSTIN, TX 78724-6148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 CHERING DR, BELTON, TX 76513-8022

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	238 CHERING DR, BELTON, TX 76513-8022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058595
Date	Oct 27, 2020
Instrument	2020-00058595

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,657 Land $50,000 Building $250,657	$300,657 Land $50,000 Building $250,657
2024	$5,262.00 (+16.93%)
2023	$4,500.00 (-12.54%) Homeowner's exemption	$318,134 Land $42,000 Building $276,134	$318,134 Land $42,000 Building $276,134
2022	$5,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Chering Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Chering Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, Spectrum.

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