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226 Charlotte St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 226 Charlotte St, Saint Augustine, FL 32084

Property Summary

Property TypeDuplex
Details5 bd · 5.5 ba · 2,990 sqft · built 1920
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Mar 2021)
Tax Bill$13,144 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jun 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN198980-0000

Property Details

APN / Parcel Number

Primary APN198980-0000

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Units2 Units
Stories2 Stories
Building Area2,990 sqft Living Area
1st Floor Area1,489 sqft
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Roof TypeShed Roof
Roof MaterialBuilt-Up Asphalt
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions90 ft deep x 35 ft wide
PorchFinished/Open Porch
Porch Area260 sqft
Deck Area95 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address226 CHARLOTTE ST
CitySAINT AUGUSTINE
StateFL
Zip32084-4452
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCITY OF ST AUG N34.9FT OF LOT 2 BLK 30 OR5210/1855
Legal Range30E
Legal Township07S
Legal Section17
Legal SubdivisionCITY OF ST AUGUSTINE
Legal Block30
Legal Lot Number2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1022
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Augustine Town Plan Historic District
listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address120 AVENIDA MENENDEZ, SAINT AUGUSTINE, FL 32084-4440
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Deed of Trust, Mortgage
CITY OF ST AUGUSTINE
Jun 18, 2021Deed of Trust, Mortgage · Line of Credit
THOMASVILLE NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2021 · Amount on File
Deed SaleMar 18, 2021 · Amount on File
Deed Document Number202130003
Deed Book / Page5210 / 1855
Prior Transfer DateNov 30, 2004
Prior Transfer Doc0023410996
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address226 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-4452
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-4452

Mortgage

Document Number0058901426
DateJan 25, 2024
Book Page5890/1426
Instrument2024006155
Lender
NameCITY OF ST AUGUSTINE
TypeGovernment Agency
AddressSAINT AUGUSTINE, FL 32085
Agreement
AmountAmount on Record

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address226 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-4452
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 AVENIDA MENENDEZ, ST AUGUSTINE, FL 32084-4440

Mortgage

Document Number0052941215
DateJun 18, 2021
Book Page5294/1215
Instrument2021068202
Lender
NameTHOMASVILLE NATIONAL BANK
TypeBank
AddressTHOMASVILLE, GA 31799
Agreement
TypeLine of Credit
AmountAmount on Record
Term6 Months
DueDec 10, 2021

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$684,950 (+3.14%) Land $252,000 Building $432,950$684,950 (+3.14%) Land $252,000 Building $432,950
2025$13,144.00 (+14.51%)$664,126 (+25.62%)$664,126 (+25.62%) Land $252,000 Building $412,126
2024$11,478.00 (+12.43%)
2023$10,209.00 (+8.5%)$528,699 (+9.01%)$528,699 (+9.01%) Land $236,250 Building $292,449
2022$9,409.00$484,988$484,988 Land $229,950 Building $255,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 165 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies249 units insured
incl. 84 condo units
Nearby Flood Claims296 (1984–2024)
Claims Outside the SFHA1 of 296
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 25 claims
  • Hurricane Irma, Sep 2017 · 82 claims
  • Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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