Cooke County property record for 245 Chaparral Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 2007 |
| Lot Size | 5.59 acres (243,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,733 (2026) |
| Deeds & Mortgages | May 2009 Line of Credit Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0901-065-00005 |
| Primary APN | 0901-065-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 4,779 sqft |
| 1st Floor Area | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 243,500 sqft (5.59 acres) |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,080 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0901-065-00005 |
|---|---|
| Street Address | 245 CHAPARRAL DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADLER H 0901 ACRES 5.59 |
| Legal Subdivision | SADLER H |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 200 |
245 Chaparral Dr is owned and occupied by two individuals who acquired it in June 2018.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 CHAPARRAL DR, GAINESVILLE, TX 76240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2009 | Deed of Trust, Mortgage · Line of Credit CITY CREDIT UNION |
| Jun 19, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2006 |
| Deed Sale | Jun 1, 2006 |
| Deed Document Number | 200614968 |
| Deed Book / Page | 1433 / 612 |
| Last Transfer Date | Jun 18, 2018 |
| Transfer Doc | 2201/007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 245 CHAPARRAL DR, GAINESVILLE, TX 76240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001637/513 |
|---|---|
| Date | May 20, 2009 |
| Book Page | 1637/513 |
| Instrument | 00003283 |
| Name | CITY CREDIT UNION |
|---|---|
| Address | DALLAS, TX 75228 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 17, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 19, 2018 |
| Property Address | 245 CHAPARRAL DR, GAINESVILLE, TX 76240 |
| Document Number | 002201/007 |
| Book / Page | 2201 / 007 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 00084088 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 CHAPARRAL DR, GAINESVILLE, TX 76240-6618 |
The 2026 property tax bill for 245 Chaparral Dr was $5,733 with a homeowner's exemption, up 33.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,733.00 (+33.92%) Homeowner's exemption | $483,607 (+1%) | $486,271 (-) Land $154,452 Building $331,819 |
| 2025 | $4,281.00 (+7%) Homeowner's exemption | $439,643 Land $154,452 Building $331,819 | $486,271 Land $154,452 Building $331,819 |
| 2024 | $4,001.00 | ||
| 2023 | $363,341 Land $110,905 Building $310,385 | $421,290 Land $110,905 Building $310,385 | |
| 2022 | $4,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Chaparral Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Chaparral Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 67% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
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