245 Central St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 245 Central St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,991 sqft · built 1945
Lot Size	0.345 acres (15,037 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,477 (2026)
Deeds & Mortgages	Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STON M:11 B:000 L:348`

Property Details

APN / Parcel Number

Primary APN	`STON M:11 B:000 L:348`
Alternative APN	`743`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,991 sqft Living Area
Gross Area	2,466 sqft
Basement Area	638 sqft
Unfinished Basement	159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,037 sqft (0.345 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	743
Street Address	245 CENTRAL ST
City	STONEHAM
State	MA
Zip	02180-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	348
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	3
Census Block	3003
Census Tract	337201

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 CENTRAL ST, STONEHAM, MA 02180-4120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Sep 6, 2017
Property Address	245 CENTRAL ST, STONEHAM, MA 02180-4120
Document Number	69886-60
Book / Page	069886 / 000060
Instrument Date	Aug 24, 2017
Instrument	143484
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 CENTRAL ST STONEHAM MA 021804120, STONEHAM, MA 02180-4120

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,477.00 (+3.92%)	$743,200 (+5.67%) Land $401,200 Building $342,000	$812,345 (-)
2025	$7,195.00 (+4.73%)	$703,300 (+8.42%) Land $381,200 Building $322,100	$812,345 (+19.54%)
2024	$6,870.00 (+2.69%)	$648,700 (+7.63%) Land $351,200 Building $297,500	$679,535
2023	$6,690.00	$602,700 Land $321,200 Building $281,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–1992)
Most Recent Claim	Dec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20