221 Central St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 221 Central St, Stoneham, MA 02180 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,261 sqft · built 1940
Lot Size	0.151 acres (6,556 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Nov 2018)
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Mar 2021 Refinance May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:11 B:000 L:352`

Property Details

APN / Parcel Number

Primary APN	`STON M:11 B:000 L:352`
Alternative APN	`751`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area
Gross Area	3,199 sqft
Basement Area	1,117 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,556 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	751
Street Address	221 CENTRAL ST
City	STONEHAM
State	MA
Zip	02180-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	352
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	3
Census Block	3003
Census Tract	337201

Owner

Source: Middlesex County and Stoneham Town records · APN STON M:11 B:000 L:352

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 CENTRAL ST, STONEHAM, MA 02180-4120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Nov 20, 2018	Quit Claim Deed, Transfer SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Deed Book / Page	71908 / 76
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	221 CENTRAL ST, STONEHAM, MA 02180-4120
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0077339-94
Date	Mar 26, 2021
Book Page	77339/94
Instrument	67720

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	221 CENTRAL ST, STONEHAM, MA 02180-4120
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74761-322
Date	May 28, 2020
Book Page	74761/322
Instrument	80677

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	221 CENTRAL ST, STONEHAM, MA 02180-4120
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73026-27
Date	Jul 31, 2019
Book Page	73026/27
Instrument	111321

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Nov 20, 2018
Property Address	221 CENTRAL ST, STONEHAM, MA 02180-4120
Document Number	71908-76
Book / Page	71908 / 76
Instrument	177894
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$51.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719080079
Date	Nov 20, 2018
Instrument	71908/0079

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Interest

Max Rate At Change	20.1%

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,492.00 (+4.98%)	$634,600 (+8.68%) Land $347,300 Building $287,300	$723,520 (+2.74%)
2024	$6,184.00 (+2.86%)	$583,900 (+7.81%) Land $319,800 Building $264,100	$704,235
2023	$6,012.00	$541,600 Land $292,400 Building $249,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173372013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1991–1992)
Most Recent Claim	Dec 1992, rainfall accumulation, Winter Coastal Storm

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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