245 Center Ave, #A, Aptos, CA 95003 Property Records

Santa Cruz County property record for 245 Center Ave, #A, Aptos, CA 95003

Property Summary

Property Type	Store with Apartments
Details	2 bd · 2 ba · 1,922 sqft · built 1978
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jan 2015)
Tax Bill	$12,690 (2025)
Deeds & Mortgages	Jan 2023 Transfer May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`042-032-11`

Property Details

APN / Parcel Number

Primary APN	`042-032-11`
Alternative APN	`042-032-11-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,922 sqft Gross Area
1st Floor Area	961 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 CENTER AVE, A
City	APTOS
State	CA
Zip	95003-4472
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	C-1
Legal Subdivision	SEACLIFF PARK 05
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2011
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 FRANCES DR, LOS ALTOS, CA 94022-3727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Intrafamily Transfer, Transfer
May 28, 2021	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2015 · Amount on Record
Deed Sale	Jan 22, 2015 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	20152305
Last Transfer Date	Jan 18, 2023
Transfer Doc	0000001099
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 23, 2023
Property Address	245 CENTER AVE STE A, A, APTOS, CA 95003-4472
Document Number	0000001099
Map Reference	MB 18 MAP 67
Instrument Date	Jan 18, 2023
Instrument	2023-0001099
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 FRANCES DR, LOS ALTOS, CA 94022-3727

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 28, 2021
Property Address	245 CENTER AVE STE A, A, APTOS, CA 95003-4472
Document Number	0000030169
Map Reference	MB 18 MAP 67
Instrument Date	May 28, 2021
Instrument	2021-0030169
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4962 EL CAMINO REAL STE 208, 208, LOS ALTOS, CA 94022-1455

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,416 (+2%) Land $576,168 Building $343,248
2025	$12,690.00 (+9.97%)	$901,388 (+4.04%) Land $564,869 Building $336,519
2023	$11,540.00 (+2.29%)	$866,387 Land $542,936 Building $323,451
2022	$11,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	57 (1978–2023)
Claims Outside the SFHA	3 of 57
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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