Santa Cruz County property record for 236 Center Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,105 sqft · built 1976 |
| Lot Size | 0.058 acres (2,526 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 1999) |
| Tax Bill | $6,409 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-042-13 |
| Primary APN | 042-042-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,105 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 2,526 sqft (0.058 acres) |
| Garage Type | Carport |
| Garage Area | 408 sqft |
| Carport | Carport |
| Carport Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 236 CENTER AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SEACLIFF PARK SUB 5 |
| Legal Block | 5 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 042-042-13
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 236 CENTER AVE, APTOS, CA 95003-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 1999 · Amount on Record |
| Deed Sale | Jun 10, 1999 · Amount on Record |
| Deed Document Number | 199940768 |
| Last Transfer Date | Nov 18, 2016 |
| Transfer Doc | 0000047179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 236 CENTER AVE, APTOS, CA 95003-4403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 236 CENTER AVE, APTOS, CA 95003-4403 |
| Document Number | 0000016599 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0016599 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 236 CENTER AVE, APTOS, CA 95003-4403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025677 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020-0025677 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,744 (+2%) Land $279,838 Building $159,906 | ||
| 2025 | $6,409.00 (+11.52%) Homeowner's exemption | $431,122 (+4.04%) Land $274,351 Building $156,771 | |
| 2023 | $5,747.00 (+2.66%) Homeowner's exemption | $414,380 Land $263,697 Building $150,683 | $893,700 |
| 2022 | $5,598.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 57 (1978–2023) |
| Claims Outside the SFHA | 3 of 57 |
| Most Recent Claim | Jan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Cruzio Internet, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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