245 Cape Harbour Loop, Unit 106, Bradenton, FL 34212 Property Records

Manatee County property record for 245 Cape Harbour Loop, Unit 106, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,429 sqft · built 2006
Lot Size	2.19 acres (95,666 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Oct 2021)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Oct 2021 Sale Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`11024-0930-9`

Property Details

APN / Parcel Number

Primary APN	`11024-0930-9`
Alternative APN	`3418261102409309`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,429 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	644 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,666 sqft
View / Lot	Interior Unit
Porch	Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	245 CAPE HARBOUR LOOP, 106
City	BRADENTON
State	FL
Zip	34212-2129
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 2106 BLDG 21 THE TOWNHOMES AT LIGHTHOUSE COVE III A CONDO LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & DB 239/369 PI#11024.0930/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE III
Legal Tract	01102402
Legal Block	21
Legal Lot Number	2106
Legal Unit	2106
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

245 Cape Harbour Loop, Unit 106 is owned and occupied by an individual who bought it in October 2021.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	245 CAPE HARBOUR LOOP, 106, BRADENTON, FL 34212-2129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer GULF COAST TITLE AGENCY LLC, GULF COAST T&E AGCY LLC
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Oct 17, 2017	Warranty Deed, Transfer · Conventional with PMI UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	2021131775
Prior Transfer Date	Aug 13, 2010
Prior Transfer Doc	0023507532
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 4, 2021
Property Address	245 CAPE HARBOUR LOOP UNIT 106, 106, BRADENTON, FL 34212-2129
Document Number	0041131775
Map Reference	MB 2113 PG 6788
Instrument Date	Sep 30, 2021
Instrument	202141131775
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	GULF COAST TITLE AGENCY LLC, GULF COAST T&E AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3394 SW ASH PL, PALM CITY, FL 34990-1834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 STAFFORD LN, GLEN ELLYN, IL 60137-6717

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 22, 2020
Property Address	245 CAPE HARBOUR LOOP UNIT 106, 106, BRADENTON, FL 34212-2129
Document Number	0041062514
Instrument Date	Jun 19, 2020
Instrument	41062514
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 CAPE HARBOUR LOOP #106 BRADENTON FL 342122129, 106, BRADENTON, FL 34212-2129

Mortgage

Document Number	41062515
Date	Jun 22, 2020
Instrument	41062515

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 17, 2017
Property Address	245 CAPE HARBOUR LOOP UNIT 106, 106, BRADENTON, FL 34212-2129
Document Number	0026971441
Book / Page	002697 / 001441
Instrument Date	Oct 12, 2017
Instrument	41098503
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 CAPE HARBOUR LOOP #106 BRADENTON FL 342122129, 106, BRADENTON, FL 34212-2129

Mortgage

Document Number	26971442
Date	Oct 17, 2017
Book Page	002697/001442
Instrument	41098504

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 245 Cape Harbour Loop, Unit 106 was $2,817 with a homeowner's exemption, down 1.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,644 (-7.6%) Building $180,644	$180,644 (-7.6%) Building $180,644
2025	$2,817.00 (-1.64%)	$195,500 Building $195,500	$195,500 Building $195,500
2024	$2,864.00 (+1.2%)
2023	$2,830.00 (+2.95%) Homeowner's exemption	$194,670 (+3%)	$233,750 (+23.68%) Building $233,750
2022	$2,749.00 Homeowner's exemption	$189,000 Building $189,000	$189,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Cape Harbour Loop, Unit 106 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Cape Harbour Loop, Unit 106 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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