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245 Cape Harbour Loop, Unit 103, Bradenton, FL 34212 Property Records

Manatee County property record for 245 Cape Harbour Loop, Unit 103, Bradenton, FL 34212

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,429 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$215,000 (Aug 2026)
Tax Bill$2,747 (2025)
Deeds & MortgagesNov 2025 Sale
Feb 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN11024-0915-9

Property Details

APN / Parcel Number

Primary APN11024-0915-9
Alternative APN
  • 3418261102409159

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,429 sqft Living Area
Gross Area1,555 sqft
1st Floor Area644 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
View / LotInterior Unit
PorchScreened Porch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address245 CAPE HARBOUR LOOP, 103
CityBRADENTON
StateFL
Zip34212-2129
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-MU
Legal DescriptionUNIT 2103 BLDG 21 THE TOWNHOMES AT LIGHTHOUSE COVE III A CONDO LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & DB 239/369 PI#11024.0915/9
Legal Range18E
Legal Township34S
Legal Section26
Legal SubdivisionTHE TOWNHOMES AT LIGHTHOUSE COVE III
Legal Block21
Legal Lot Number2103
Legal Unit2103
JurisdictionMANATEE FL
Township / Civil DivisionMYAKKA CITY
Census Block Group4
Census Block4008
Census Tract2025

Owner

Source: Manatee County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address245 CAPE HARBOUR LOOP, 103, BRADENTON, FL 34212-2129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 22, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2026 · Amount on Record
Deed SaleAug 4, 2026 · Amount on Record
Prior SaleNov 26, 2025 · Amount on Record
Deed Document Number202689902
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 26, 2025
Property Address245 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2129
Document Number0041143180
Map ReferenceMB 2113 PG 6788
Instrument DateNov 24, 2025
Instrument202541143180
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,445.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7931 LAKES EDGE LN, PORT CHARLOTTE, FL 33981-1063

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3001 SEASONS BLVD, SARASOTA, FL 34240-8229

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address245 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2129
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 CAPE HARBOUR LOOP 103, 103, BRADENTON, FL 34212-2129

Mortgage

Document Number0041023401
DateFeb 22, 2022
Instrument202241023401
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,644 (-7.6%) Building $180,644$180,644 (-7.6%) Building $180,644
2025$2,747.00 (-12.66%)$195,500 (-16.36%) Building $195,500$195,500 (-16.36%) Building $195,500
2024$3,145.00 (-5.44%)
2023$3,326.00 (+12.29%) Disabled Person's exemption$233,750 (+23.68%) Building $233,750$233,750 (+23.68%) Building $233,750
2022$2,962.00$189,000 Building $189,000$189,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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