San Joaquin County property record for 245 California St, Ripon, CA 95366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1977 |
| Lot Size | 0.185 acres (8,078 sqft) |
| Owner | Individual Name on File |
| Last Sale | $429,000 (Apr 2019) |
| Tax Bill | $5,745 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 261-260-220-000 |
| Primary APN | 261-260-220-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 8,078 sqft (0.185 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 245 CALIFORNIA ST |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:RIPON SUBD:VALLEY OAK ESTATES UNIT #1 MAP REF:MB 261 PG 26 |
| Legal Subdivision | VALLEY OAK ESTATES UNIT #1 |
| Legal Tract | 1079 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-260-220-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 30, 2021 | Deed of Trust, Mortgage · Loan Assumption LAKEVIEW LOAN SERVICING LLC |
| Jan 05, 2021 | Grant Deed, Transfer SERVICELINK |
| Apr 23, 2019 | Grant Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Apr 23, 2019 · Amount on Record |
| Deed Document Number | 0000040164 |
| Last Transfer Date | Jan 05, 2021 |
| Transfer Doc | 0000000956 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Document Number | 0000126878 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-126878 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000055934 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-055934 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 05, 2021 |
| Property Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Document Number | 0000000956 |
| Map Reference | VOL 21 PG 4 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021-000956 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 23, 2019 |
| Property Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Document Number | 0000040164 |
| Map Reference | VOL 21 PG 4 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 2019-040164 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY MANTECA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 CALIFORNIA ST, RIPON, CA 95366-2107 |
| Document Number | 0000040165 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019-040165 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,745.00 (+3.81%) | $532,120 (+4.04%) Land $129,890 Building $402,230 |
| 2023 | $5,534.00 (+1.62%) | $511,460 Land $124,848 Building $386,612 |
| 2022 | $5,446.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770050014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 389 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile USA, UnWired Broadband Holding.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF RIPON serves 15,753 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Also Mapped Here | SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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