245 Broadway, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 245 Broadway, Schenectady, NY 12305

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	24,900 sqft · built 2013
Lot Size	0.56 acres (24,394 sqft)
Owner	Company Name on Record
Last Sale	$97,500 (Apr 2013)
Tax Bill	$2,116 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.80-3-47`

Property Details

APN / Parcel Number

Primary APN	`421500 39.80-3-47`

Interior

Units	22 Units
Stories	3 Stories
Building Area	24,900 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	80.8 ft deep x 141 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 BROADWAY
City	SCHENECTADY
State	NY
Zip	12305-2513
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Block	3
Legal Lot Number	47.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1012
Census Tract	21001

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 277, COXSACKIE, NY 12051-0277
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage FIRST NEW YORK FCU
Oct 15, 2021	Deed, Transfer · Stand-Alone Second Mortgage FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2013 · Amount on Record
Deed Sale	Apr 8, 2013 · Amount on Record
Deed Document Number	201315702
Deed Book / Page	1873 / 631
Prior Transfer Date	Mar 20, 2013
Prior Transfer Doc	0000015702
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	245 BROADWAY, SCHENECTADY, NY 12305-2513
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	P0 BOX 277 BOX, 277, COXSACKIE, NY 12051

Mortgage

Document Number	0000051510
Date	Oct 15, 2021
Book Page	5157/777
Instrument	202151510

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 15, 2021
Property Address	245 BROADWAY, SCHENECTADY, NY 12305-2513
Document Number	0000051506
Book / Page	2069 / 405
Map Reference	CAB N MAP 31
Instrument Date	Oct 7, 2021
Instrument	202151506
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	796 BURDECK ST, 796, SCHENECTADY, NY 12306-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 277, COXSACKIE, NY 12051-0277

Mortgage

Document Number	0000051509
Date	Oct 15, 2021
Book Page	5157/725
Instrument	202151509

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,116.00 (+1.93%)
2025	$2,076.00 (+1,284%)	$2,400,800 (-) Land $28,472 Building $2,372,328	$3,975,493 (+30.82%) Land $47,147 Building $3,928,346
2023		$2,400,800 (-) Land $28,472 Building $2,372,328	$3,038,987 (+3.8%) Land $36,041 Building $3,002,946
2022		$2,400,800 Land $28,472 Building $2,372,328	$2,927,805 Land $34,722 Building $2,893,083
2021	$150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Broadway

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures