226 Broadway, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 226 Broadway, Schenectady, NY 12305

Property Summary

Property Type	Restaurant
Details	7,509 sqft · built 2006
Lot Size	0.158 acres (6,864 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Apr 2005)
Tax Bill	$35,535 (2026)
Deeds & Mortgages	Oct 2017 Loan Modification Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`421500 39.79-2-8`

Property Details

APN / Parcel Number

Primary APN	`421500 39.79-2-8`
Alternative APN	`150003907900020080000000`

Interior

Stories	1 Story
Building Area	7,509 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,864 sqft (0.158 acres)
Lot Dimensions	132 ft deep x 52 ft wide
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	226 BROADWAY
City	SCHENECTADY
State	NY
Zip	12305-2504
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	05 - COMME
Legal Description	1 BRICK & CONC
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1032
Census Tract	33500

Owner

226 Broadway, a commercial property, is owned by a company that bought it in April 2005.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	226 BROADWAY, SCHENECTADY, NY 12305-2504
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Loan Modification, Consolidation and Extension, Mortgage TRUSTCO BK
Oct 13, 2017	Deed of Trust, Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2005 · Amount on File
Deed Sale	Apr 6, 2005 · Amount on File
Prior Sale	Nov 5, 1997 · Amount on File
Deed Book / Page	1702 / 748
Record Updated	Oct 29, 2026

October 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 26, 2017
Property Address	226 BROADWAY, SCHENECTADY, NY 12305-2504
Book / Page	004796 / 000141
Instrument Date	Oct 13, 2017
Instrument	48614
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1926 CURRY RD SCHENECTADY NY 123033902, SCHENECTADY, NY 12303-3902

Mortgage

Document Number	0000048614
Date	Oct 26, 2017
Book Page	004796/000141
Instrument	48614

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	226 BROADWAY, SCHENECTADY, NY 12305-2504
Document Number	0000048613
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1926 CURRY RD SCHENECTADY NY 123033902, SCHENECTADY, NY 12303-3902

Mortgage

Document Number	0000048613
Date	Oct 26, 2017
Book Page	004796/000125
Instrument	48613

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 226 Broadway was $35,535, up 3.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,535.00 (+3.95%)
2025	$34,186.00	$815,500 Land $23,700 Building $791,800	$1,350,389 Land $39,245 Building $1,311,144
2023		$815,500 (-) Land $23,700 Building $791,800	$1,032,278 (+3.8%) Land $30,000 Building $1,002,278
2022		$815,500 Land $23,700 Building $791,800	$994,512 Land $28,902 Building $965,610
2021	$33,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Broadway in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 226 Broadway has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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