245 Breezy Loop, Oakland, TN 38060 Property Records

Fayette County property record for 245 Breezy Loop, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,242 sqft · built 2018
Lot Size	0.292 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$260,036 (Jul 2018)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024100A B 01100`

Property Details

APN / Parcel Number

Primary APN	`024100A B 01100`
Alternative APN	`100A B 01100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,242 sqft Living Area
1st Floor Area	2,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,750 sqft
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	489 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 BREEZY LOOP
City	OAKLAND
State	TN
Zip	38060-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND SUBD 45 SECTION B
Legal Subdivision	SOUTHWIND SUBD
Legal Lot Number	45
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	60404

Owner

245 Breezy Loop is owned and occupied by two individuals who acquired it in July 2024.

Source: Fayette County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	245 BREEZY LOOP, OAKLAND, TN 38060-4340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
May 11, 2019	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Jul 30, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	0000004479
Last Transfer Date	Jul 3, 2024
Transfer Doc	0000003783
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	245 BREEZY LOOP, OAKLAND, TN 38060-4340
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001608
Date	Feb 23, 2021
Instrument	21001608

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	245 BREEZY LOOP, OAKLAND, TN 38060-4340
Document Number	0000003066
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 BREEZY LOOP OAKLAND TN 380604340, OAKLAND, TN 38060-4340

Mortgage

Document Number	0000003066
Date	May 23, 2019
Instrument	3066

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Jul 30, 2018
Property Address	245 BREEZY LOOP, OAKLAND, TN 38060-4340
Document Number	0000004479
Map Reference	MB9 PG58
Instrument Date	Jul 20, 2018
Instrument	18004479
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2022
Title Company	REALTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 BREEZY LOOP, OAKLAND, TN 38060-4340

Mortgage

Document Number	0000004480
Date	Jul 30, 2018
Instrument	18004480

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Due	Aug 1, 2004

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$100,600 Land $13,750 Building $86,850	$402,400 Land $55,000 Building $347,400
2023	$72,525 Land $8,750 Building $63,775
2021		$290,100 Land $35,000 Building $255,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Breezy Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Breezy Loop is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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