225 Breezy Loop, Oakland, TN 38060 Property Records

Fayette County property record for 225 Breezy Loop, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,189 sqft · built 2013
Lot Size	0.292 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2023)
Tax Bill	$1,138 (2022)
Deeds & Mortgages	May 2021 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024100A B 01300`

Property Details

APN / Parcel Number

Primary APN	`024100A B 01300`
Alternative APN	`100A B 01300`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,189 sqft Living Area
1st Floor Area	2,189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,750 sqft
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 BREEZY LOOP
City	OAKLAND
State	TN
Zip	38060-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND SUBD 43 SECTION B
Legal Subdivision	SOUTHWIND SUBD
Legal Lot Number	43
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	60404

Owner

225 Breezy Loop is owned and occupied by an individual who bought it in November 2023.

Source: Fayette County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	225 BREEZY LOOP, OAKLAND, TN 38060-4340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST
Nov 2, 2023	Warranty Deed, Transfer · Closed-End Mortgage THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Dec 2, 2016 · Amount on File
Deed Document Number	23006262
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	225 BREEZY LOOP, OAKLAND, TN 38060-4340
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	CLOSETRAK LLC, CLOSETRAK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004893
Date	May 27, 2021
Instrument	21004893

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Nov 2, 2023
Property Address	225 BREEZY LOOP, OAKLAND, TN 38060-4340
Document Number	0000006262
Map Reference	MB 9 PG 58
Instrument Date	Oct 19, 2023
Instrument	23006262
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	SADDLE CREEK TITLE LLC, SADDLE CREEK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,443.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BREEZY LOOP, OAKLAND, TN 38060-4340

Mortgage

Document Number	0000006263
Date	Nov 2, 2023
Instrument	23006263

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Dec 25, 2028

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,150 Land $13,750 Building $78,400	$368,600 Land $55,000 Building $313,600
2023		$66,425 (-) Land $8,750 Building $57,675
2022	$1,138.00	$66,425 Land $8,750 Building $57,675
2021			$265,700 Land $35,000 Building $230,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Breezy Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Breezy Loop is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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