245 Bella Flora Ln, Patterson, CA 95363 Property Records

Stanislaus County property record for 245 Bella Flora Ln, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,599 sqft · built 2016
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jun 2022)
Tax Bill	$10,369 (2026)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`021-090-035-000`

Property Details

APN / Parcel Number

Primary APN	`021-090-035-000`
Alternative APN	`0219035000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,599 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	245 BELLA FLORA LN
City	PATTERSON
State	CA
Zip	95363-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PATLR
Legal Description	PATTERSON GARDENS (SUNFLOWER ESTATES-43M01) LOT175
Legal Subdivision	PATTERSON GARDENS #8
Legal Block	2
Legal Lot Number	175
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2020
Census Tract	3203

Owner

245 Bella Flora Ln is owned and occupied by an individual who bought it in June 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Jun 22, 2022	Grant Deed, Transfer · Conventional Mortgage ELITE LOAN ADVISERS
Jun 22, 2022	Affidavit of Death of Joint Tenant, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Jul 31, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage WBL CALIFORNIA LLC
Jan 31, 2017	Grant Deed, Transfer · Conventional Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202244964
Prior Transfer Date	Jun 16, 2022
Prior Transfer Doc	0000044963
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 22, 2022
Property Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336
Document Number	0000044963
Map Reference	MB 43 PG 1
Instrument Date	Jun 16, 2022
Instrument	2022-0044963
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SCHWERIN ST, DALY CITY, CA 94014-3305

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 22, 2022
Property Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336
Document Number	0000044964
Map Reference	MB 43 PG 1
Instrument Date	Jun 15, 2022
Instrument	2022-0044964
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	385 THOMTON AVE, SAN FRANCISCO, CA 94124

Mortgage

Document Number	0000044965
Date	Jun 22, 2022
Instrument	2022-0044965

Lender

Name	ELITE LOAN ADVISERS
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Jun 22, 2022
Property Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336
Document Number	0000044962
Map Reference	MB 43 PG 1
Instrument Date	Jun 6, 2022
Instrument	2022-0044962
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 31, 2020
Property Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336
Document Number	0000055919
Instrument Date	May 22, 2020
Instrument	55919
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SCHWERIN ST DALY CITY CA 940143305, DALY CITY, CA 94014-3305

Mortgage

Document Number	55920
Date	Jul 31, 2020
Instrument	55920

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336
Document Number	0000031179
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SCHWERIN ST DALY CITY CA 940143305, DALY CITY, CA 94014-3305

Mortgage

Document Number	0000031179
Date	May 17, 2019
Instrument	31179

Lender

Name	WBL CALIFORNIA LLC
Address	101 HUDSON ST # 33RD, JERSEY CITY, NJ 07302-3915

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 31, 2017
Property Address	245 BELLA FLORA LN, PATTERSON, CA 95363-8336
Document Number	0000007167
Instrument Date	Nov 4, 2016
Instrument	7167
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 BELLA FLORA LN PATTERSON CA 953638336, PATTERSON, CA 95363-8336

Mortgage

Document Number	7168
Date	Jan 31, 2017
Instrument	7168

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 245 Bella Flora Ln was $10,369, down 7.3% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,369.00 (-7.28%)	$548,500 (-13.86%) Land $185,000 Building $363,500
2025	$11,183.00	$636,724 Land $196,323 Building $440,401
2023	$8,929.00 (+4.73%)	$436,968 Land $98,838 Building $338,130
2022	$8,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 245 Bella Flora Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Bella Flora Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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