2347 E Almeda Beach Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2347 E Almeda Beach Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,965 sqft
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Apr 1997)
Tax Bill	$2,515 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-002-200-025-00`

Property Details

APN / Parcel Number

Primary APN	`040-002-200-025-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	367 ft deep x 145 ft wide
Garage Area	2,496 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2347 E ALMEDA BEACH RD
City	PINCONNING
State	MI
Zip	48650-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SE
Legal Description	W 145 FT OF E 382 FT OF S 367.6 FT OF SW 1/4 OF NE 1/4. SEC 2 T16N R4E 11-12-74
Legal Range	04E
Legal Township	16N
Legal Section	02
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3005
Census Tract	286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2347 E ALMEDA BEACH RD, PINCONNING, MI 48650-7430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 19, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 1997 · Amount on Record
Deed Sale	Apr 25, 1997 · Amount on Record
Deed Book / Page	1454 / 913
Last Transfer Date	Feb 22, 2008
Transfer Doc	0025960603
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2347 E ALMEDA BEACH RD, PINCONNING, MI 48650-7430
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2347 E ALMEDA BEACH RD, PINCONNING, MI 48650-7430

Mortgage

Document Number	0000004651
Date	Apr 1, 2022
Instrument	202204651

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2347 E ALMEDA BEACH RD, PINCONNING, MI 48650-7430
Document Number	0000018556
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2347 E ALMEDA BEACH RD PINCONNING MI 486507430, PINCONNING, MI 48650-7430

Mortgage

Document Number	0000018556
Date	Dec 28, 2020
Instrument	18556

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2035

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,515.00 (+208.97%) Homeowner's exemption	$129,000 (+3.04%)	$258,000 (+3.04%)
2025	$814.00 (-63.02%) Homeowner's exemption	$125,200 (+29.74%)	$250,400 (+29.74%)
2023		$96,500	$193,000
2022	$2,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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