Lorain County property record for 2448 Packard Dr, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1963 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Sep 2018) |
| Tax Bill | $1,188 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006184-6 |
| Primary APN | 006184-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 53 ft wide |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 006184-6 |
|---|---|
| Street Address | 2448 PACKARD DR |
| City | LORAIN |
| State | OH |
| Zip | 44055-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 7 FRNT 53.00 X 120.00 LOT # 1210 |
| Legal Subdivision | HOMEWOOD 7 |
| Legal Block | 116 |
| Legal Lot Number | 1210 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 97500 |
Source: Lorain County records · APN 006184-6
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2448 PACKARD DR, LORAIN, OH 44055-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Sep 28, 2018 | Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Deed Document Number | 2018689267 |
| Prior Transfer Date | Aug 20, 2001 |
| Prior Transfer Doc | 0000774101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2448 PACKARD DR, LORAIN, OH 44055-3509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2448 PACKARD DR, LORAIN, OH 44055-3509 |
| Document Number | 0000887880 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-0887880 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 28, 2018 |
| Property Address | 2448 PACKARD DR, LORAIN, OH 44055-3509 |
| Document Number | 0000689267 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 689267 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2448 PACKARD DR LORAIN OH 440553509, LORAIN, OH 44055-3509 |
| Document Number | 689268 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 689268 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MAYFIELD HEIGHTS, OH 44124 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Document Number | 689269, |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 689269 |
| Name | HOUSING FIN AGCY |
|---|
| Amount | Amount Recorded |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,188.00 | $31,090 (-0.01%) Land $10,090 Building $21,000 | $88,840 (-) Land $28,840 Building $60,000 |
| 2024 | $1,188.00 (+88.87%) | $31,094 (+45.4%) Land $10,094 Building $21,000 | $88,840 (+45.4%) Land $28,840 Building $60,000 |
| 2023 | $629.00 (-2.48%) | $21,385 (-0.02%) Land $6,048 Building $15,337 | $61,100 (-) Land $17,280 Building $43,820 |
| 2022 | $645.00 | $21,390 Land $6,050 Building $15,340 | |
| 2021 | $61,100 Land $17,280 Building $43,820 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 566 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORAIN CITY PWS serves 64,152 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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