Lorain County property record for 2416 Packard Dr, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,348 sqft · built 1963 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Dec 2021) |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-077-116-001 |
| Primary APN | 03-00-077-116-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 815 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 120 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2416 PACKARD DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 6 89.5 X 110.00 |
| Legal Subdivision | HOMEWOOD SUBDIVISION SIXTH ADDITION |
| Legal Block | 116 |
| Legal Lot Number | 1205 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 97500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 1, 2021 | Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on Record |
| Deed Sale | Dec 1, 2021 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 2021008191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Document Number | 0000003108 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024-0003108 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Document Number | 0000925021 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 2023-0925021 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 1, 2021 |
| Property Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Document Number | 20210851768 |
| Map Reference | VOL 22 PG 90 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-0851768 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Document Number | 20210851769 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-0851769 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 25, 2019 |
| Property Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Document Number | 0000723401 |
| Map Reference | VOL 22 PG 90 |
| Instrument Date | Jul 20, 2019 |
| Instrument | 2019-0723401 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | TITLECO TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2416 PACKARD DR, LORAIN, OH 44055-3534 |
| Document Number | 0000723402 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019-0723402 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,056.00 | $53,790 (+0.02%) Land $13,430 Building $40,360 | $153,660 (-) Land $38,360 Building $115,300 |
| 2024 | $2,056.00 (+23.48%) | $53,781 (+66.33%) Land $13,426 Building $40,355 | $153,660 (+66.33%) Land $38,360 Building $115,300 |
| 2023 | $1,665.00 (+0.91%) | $32,333 (-0.02%) Land $7,238 Building $25,095 | $92,380 (-) Land $20,680 Building $71,700 |
| 2022 | $1,650.00 | $32,340 Land $7,240 Building $25,100 | |
| 2021 | $92,380 Land $20,680 Building $71,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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