Gaston County property record for 2448 Cagle Ct, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,274 sqft · built 2018 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,000 (Nov 2018) |
| Tax Bill | $3,631 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209225 |
| Primary APN | 209225 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 2,274 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Porch |
| Porch Area | 48 sqft |
| Street Address | 2448 CAGLE CT |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-6329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYTON DOWNES L 12 10 064 014 00 000 |
| Legal Subdivision | PAYTON DOWNES SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 32802 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2448 CAGLE CT, GASTONIA, NC 28056-6329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jun 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2018 | Warranty Deed, Transfer · FHA Mortgage INSPIRE HM LNS INC |
| Apr 10, 2017 | Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK |
| Mar 22, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on Record |
| Deed Sale | Nov 1, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2017 · Amount on Record |
| Deed Book / Page | 5008 / 1711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 2448 CAGLE CT, GASTONIA, NC 28056-6329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | REAL ADVANTAGE LLC |
| Name | Verified Name |
|---|
| Document Number | 0050720284 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 5072/0284 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 2448 CAGLE CT, GASTONIA, NC 28056-6329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0053462480 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 5346/2480 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 1, 2018 |
| Property Address | 2448 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0050081711 |
| Book / Page | 005008 / 001711 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2448 CAGLE CT GASTONIA NC 280566329, GASTONIA, NC 28056-6329 |
| Document Number | 50081713 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 005008/001713 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 10, 2017 |
| Property Address | 2448 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0049041615 |
| Book / Page | 4904 / 1615 |
| Map Reference | MB 70 PG 113 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $94.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 936 DR MARTIN LUTHER KING JR WAY, 936, GASTONIA, NC 28054-7309 |
| Name | Verified Name |
|---|---|
| Address | 3300 BATTLEGROUND AVE STE 230, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Number | 0049041617 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 4904/1617 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 22, 2017 |
| Property Address | 2448 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0049011219 |
| Book / Page | 004901 / 001219 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 936 DR MARTIN LUTHER KING JR WAY GASTONIA NC 280547309, GASTONIA, NC 28054-7309 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,631.00 (-1.04%) | $339,730 (-) Land $26,000 Building $313,730 | |
| 2023 | $3,669.00 | $339,730 Land $26,000 Building $313,730 | |
| 2021 | $184,660 Land $23,000 Building $161,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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