Gaston County property record for 2432 Cagle Ct, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,884 sqft · built 2017 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Oct 2022) |
| Tax Bill | $3,486 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2022 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209227 |
| Primary APN | 209227 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,884 sqft Heated Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Porch |
| Porch Area | 108 sqft |
| Street Address | 2432 CAGLE CT |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-6329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYTON DOWNES L 14 10 064 014 00 000 |
| Legal Subdivision | PAYTON DOWNES SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 32802 |
2432 Cagle Ct is owned by a company that bought it in October 2022.
Source: Gaston County records, as of September 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL |
| Oct 24, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jan 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 2, 2018 | Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG |
| Mar 22, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on File |
| Deed Sale | Oct 24, 2022 · Amount on File |
| Prior Sale | Apr 10, 2017 · Amount on File |
| Deed Book / Page | 5373 / 568 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 0044930035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 12, 2023 |
| Property Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0054211841 |
| Book / Page | 5421 / 1841 |
| Map Reference | MB 65 PG 51 |
| Instrument Date | Jul 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE # AVE100, AVE100, TUSTIN, CA 92780-7333 |
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333 |
| Mail Care Of | TRICON AMERICAN HOMES LLC |
| Investor | Possibly a Property Investor |
| Document Number | 0054211861 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 5421/1861 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 24, 2022 |
| Property Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0053730568 |
| Book / Page | 5373 / 568 |
| Map Reference | MB 70 PG 113 |
| Instrument Date | Oct 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2442 JUDSON DRIVE, 2442, GASTONIA, NC 28054 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0051881202 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 5188/1202 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0052682231 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 5268/2231 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORSICANA, TX 75109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0051000670 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2432 CAGLE CT GASTONIA NC 280566329, GASTONIA, NC 28056-6329 |
| Document Number | 0051000670 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 005100/000670 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 2, 2018 |
| Property Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0049750278 |
| Book / Page | 004975 / 000278 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2432 CAGLE CT GASTONIA NC 280566329, GASTONIA, NC 28056-6329 |
| Document Number | 49750280 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 004975/000280 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 22, 2017 |
| Property Address | 2432 CAGLE CT, GASTONIA, NC 28056-6329 |
| Document Number | 0049011219 |
| Book / Page | 004901 / 001219 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 936 DR MARTIN LUTHER KING JR WAY GASTONIA NC 280547309, GASTONIA, NC 28054-7309 |
The 2026 property tax bill for 2432 Cagle Ct was $3,486.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,486.00 | $326,140 (-) Land $26,000 Building $300,140 | |
| 2025 | $3,486.00 | $326,140 Land $26,000 Building $300,140 | |
| 2023 | $3,522.00 (+54.54%) | $326,140 (+90.31%) Land $26,000 Building $300,140 | |
| 2022 | $2,279.00 | $171,370 Land $23,000 Building $148,370 | |
| 2021 | $171,370 Land $23,000 Building $148,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2432 Cagle Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2432 Cagle Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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