2447 W Old State Rd, Schenectady, NY 12306 Property Records

Albany County and Guilderland Town property record for 2447 W Old State Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1879
Lot Size4.53 acres (197,327 sqft)
OwnerIndividual Name on Record
Last Sale$8,500 (Oct 2007)
Tax Bill$5,144 (2026)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 14.00-2-34.1

Property Details

APN / Parcel Number

Primary APN013089 14.00-2-34.1
Alternative APNs
  • 308901400000020340010000
  • 01400000020340010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area768 sqft
2nd Floor Area768 sqft

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Architectural StyleTraditional
Exterior MaterialWood
Lot Area197,327 sqft (4.53 acres)
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area414 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number01400000020340010000
Street Address2447 W OLD STATE RD
CitySCHENECTADY
StateNY
Zip12306-7503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal Description2447 OLD STATE RD
Legal Block2
Legal Lot Number34.001
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3017
Census Tract14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2447 W OLD STATE RD, SCHENECTADY, NY 12306-7503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2007 · Amount on Record
Deed SaleOct 9, 2007 · Amount on Record
Prior SaleFeb 20, 1998 · Amount on Record
Deed Document Number200710049900
Deed Book / Page2899 / 636
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address2447 W OLD STATE RD, SCHENECTADY, NY 12306-7503
Document Number0000006557
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2447 W OLD STATE RD SCHENECTADY NY 123067503, SCHENECTADY, NY 12306-7503

Mortgage

Document Number0000006557
DateMar 26, 2018
Instrument6557
Lender
NameSEFCU
TypeMortgage Company
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 25, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,144.00 (+11.27%) Homeowner's exemption
2025$4,623.00 (-10.44%) Homeowner's exemption Additional exemption filed$175,000 (-) Land $35,000 Building $140,000$233,333 (+13.33%) Land $46,667 Building $186,666
2023$175,000 (-) Land $35,000 Building $140,000$205,882 (+7.06%) Land $41,176 Building $164,706
2022$175,000 Land $35,000 Building $140,000$192,308 Land $38,462 Building $153,846
2021$5,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20

Nearby Properties on W Old State Rd

Nearby Streets

Search Property Records by Address or Parcel Number