Albany County and Guilderland Town property record for 2442 W Old State Rd, Schenectady, NY 12306 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 959 sqft · built 1959 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Oct 2012) |
| Tax Bill | $5,136 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 26.00-3-12 |
| Primary APN | 013089 26.00-3-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 959 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 261,360 sqft (6 acres) |
| Porch | Slab |
| Porch Area | 740 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02600000030120000000 |
|---|---|
| Street Address | 2442 W OLD STATE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-7502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2442 OLD STATE RD |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 14606 |
Source: Albany County and Guilderland Town records · APN 013089 26.00-3-12
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2442 W OLD STATE RD, SCHENECTADY, NY 12306-7502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2012 · Amount on Record |
| Deed Sale | Oct 19, 2012 · Amount on Record |
| Deed Document Number | 201211257661 |
| Deed Book / Page | 3047 / 341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2442 W OLD STATE RD, SCHENECTADY, NY 12306-7502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000213 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | R2021-10213 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2051 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,136.00 (-10.35%) Homeowner's exemption | $193,000 (-) Land $39,000 Building $154,000 | $257,333 (+13.33%) Land $52,000 Building $205,333 |
| 2023 | $193,000 (-) Land $39,000 Building $154,000 | $227,059 (+7.06%) Land $45,882 Building $181,177 | |
| 2022 | $193,000 Land $39,000 Building $154,000 | $212,088 Land $42,857 Building $169,231 | |
| 2021 | $5,729.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fiber | 980 / 880 |
| Hudson Valley Wireless | Fixed Wireless (licensed-by-rule) | 200 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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