St. Johns County property record for 2446 Winchester Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,625 sqft · built 2004 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,500 (Apr 2019) |
| Tax Bill | $1,849 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009972-3250 |
| Primary APN | 009972-3250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| Gross Area | 2,385 sqft |
| 1st Floor Area | 1,625 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 348 sqft |
| Patio Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2446 WINCHESTER LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/7-24 SOUTH HAMPTON UNIT 3 LOT 325 OR4705/1497 & 4749/783(C/D) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 25 |
| Legal Subdivision | SOUTH HAMPTON UNIT 3 |
| Legal Block | 4 |
| Legal Lot Number | 325 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20907 |
Source: St. Johns County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2446 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Jun 28, 2019 | Correction Deed PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA |
| Apr 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on Record |
| Deed Sale | Apr 8, 2019 · Amount on Record |
| Prior Sale | Aug 4, 2004 · Amount on Record |
| Deed Document Number | 201923521 |
| Deed Book / Page | 4705 / 1497 |
| Last Transfer Date | Jun 18, 2019 |
| Transfer Doc | 0047490783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 2446 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086 |
| Document Number | 0000047971 |
| Book / Page | 6377 / 1180 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202647971 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2446 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2446 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | PARADISE TTL OF ST AUGUSTINE |
| Name | Verified Name |
|---|
| Document Number | 0047681780 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 4768/1780 |
| Instrument | 2019055480 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 2446 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086 |
| Document Number | 0047490783 |
| Book / Page | 004749 / 000783 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 45919 |
| Record Updated | Jul 9, 2019 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2301 NW 103RD AVE PEMBROKE PINES FL 330261835, PEMBROKE PINES, FL 33026-1835 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2446 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086 |
| Document Number | 0047490785 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2301 NW 103RD AVE PEMBROKE PINES FL 330261835, PEMBROKE PINES, FL 33026-1835 |
| Document Number | 0047490785 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 004749/000785 |
| Instrument | 45920 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 8, 2019 |
| Property Address | 2446 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086 |
| Document Number | 0047051497 |
| Book / Page | 4705 / 1497 |
| Map Reference | MB 39 PG 3-8 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019023521 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,767.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2295 W CLOVELLY LN, 2295, SAINT AUGUSTINE, FL 32092-5049 |
| Name | Verified Name |
|---|---|
| Address | 2301 NW 103RD AVE, PEMBROKE PINES, FL 33026-1835 |
| Document Number | 2019023522 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 2019023522 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,322 (+2.7%) | $348,412 (-0.47%) Land $110,000 Building $238,412 | |
| 2025 | $1,849.00 (+15.42%) Homeowner's exemption | $151,239 (+2.9%) | $350,071 (-2.18%) Land $110,000 Building $240,071 |
| 2024 | $1,602.00 (+2.36%) Homeowner's exemption | $146,977 (+3%) | $357,864 (-0.01%) Land $110,000 Building $247,864 |
| 2023 | $1,565.00 (-60.41%) Homeowner's exemption | $142,696 (-56.08%) | $357,904 (+10.16%) Land $120,000 Building $237,904 |
| 2022 | $3,953.00 | $324,889 | $324,889 Land $100,800 Building $224,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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